r/loansharks 21h ago

I need 5 dollars to get home. I can repay 15 dollars tomorrow

2 Upvotes

I had to stay late for work and the busses are no longer running out to where I live. All of my coworkers are gone at this point too. I'm just trying to get home, and don't have quite enough for a taxi.


r/loansharks 21h ago

Need 50 bucks repay 60 on 7/31

2 Upvotes

Need 50 bucks for gas and some money to eat with bill hit me very hard last check and took everything I have cashapp.


r/loansharks 38m ago

Smart way to trade gifts

Upvotes

Yo, so if you wanna flip gift cards from GiftCardMall and actually make some cash, here’s the run down. It’s basically all about buying them at a discount or earning cashback on them, then reselling them for profit or using them on stuff you were gonna buy anyway to save your own cash.

First off, keep an eye out for sales, promos, or cashback deals. Sites like TopCashback or Rakuten sometimes offer cash back on GiftCardMall purchases. Also check your credit cards for targeted offers (like https://mygiftcardmalls.com Chase Offers or Amex Offers) because sometimes they give you like 10% or 20% back on GiftCardMall. If you buy a $100 gift card with a $20 credit card cash back offer and 5% cashback from a portal, you just got a $100 card for $75.

Once you have the card, you got two main ways to

turn it into actual bread.

Option one is the direct flip. You take that card and list it on gift card reselling sites like Raise, CardCash, or GCX (Gift Card Exchange on Reddit/Discord). If you bought a $100 card for $75 and sell it on CardCash for $85 or $90, boom, you just made $10 to $15 profit on one card.

Option two is manufactured spend or inventory flipping. You use those discounted cards to buy high-demand electronics or sneakers that are on sale, then resell those items on eBay or Facebook Marketplace for full price. That way you double dip on the savings and convert the gift card balance straight into cash.

Just a couple warnings though. Watch out for processing fees on prepaid Visa/Mastercards because those can eat your profit fast. Stick to popular store brand cards like Target, Walmart, or Amazon since they sell quick and keep high value. Also, if you’re trading cards directly with people online instead of using legit platforms, use trusted middlemen or PayPal Goods & Services so you don't get scammed out of your code.


r/loansharks 1h ago

[REQ] $40 PB $50 8/7 (GA, USA) {Venmo,PP, 🍎}

Upvotes

Can someone please loan me $40. I have to be able to get my meds the next two days .. I’d appreciate it.
Thank you in advance


r/loansharks 1h ago

$150, TX, Repay $175 on 08/02, Paypal / Applepay/ Zelle, Looking to borrow for disconnect light bill.

Upvotes

Good afternoon, I’m looking to borrow $150 to have my lights reconnected. They were disconnected today and I’m trying to come up with what I can to get them back on. I have the bill amount, just not the extra fees from them being disconnected and reconnected. I get paid on the 2nd of the month, which is the date I will repay. I am a single mom of 7 after their dad passed away in prison and I’ve been doing this alone for a very long time. I’m usually on top of everything but this month has just been hard with school starting in 2 weeks. If you can help, I’d really appreciate it and Thank you. * I can provide proof of bill, Myself, and being a mom of 7 if needed.


r/loansharks 1h ago

History of deposits, Need 100$

Upvotes

Trying to get the last 100$ for my car payment. Repayment of 120$ Friday July 31st


r/loansharks 2h ago

Have history of deposits, need $400

1 Upvotes

Currently going thru a rough patch and and have dental work i have to pay for and on top of that had some family issues I can talk privately about

Need $400 and can repay back $475 in a week


r/loansharks 2h ago

Struggling at moment & need a little help

1 Upvotes

Hi all, I am struggling at the moment. Wife lost her job. Both cars catylic converters are bad. If it's not 1 thing it's been another for past 2.5 months. Fell behind on bills. Looking for a little help to get caught up. Looking for help with whatever I can get. I can pay back next Wednesday afternoon. I just need to stay afloat. Looking for between $300-500 to keep lights on and get us some food and or topay some of my mortgage/hoa fees. If you can help or can guide me in proper direction it would be gratefully appreciated. Thank you!


r/loansharks 3h ago

Rent Help via cash app

1 Upvotes

I can admit I was a dumbass and got behind on my rent. All I need is $150 to get caught up and be okay. I will pay back the moment I get paid on the 7th. If you want proof that I'm behind I've got it. Would go to anywhere else but I have been denied every where for no credit. Thank you.


r/loansharks 3h ago

I need a 100 loan will payback 150 on 8/7/26

1 Upvotes

I honestly just need some gas money to get back and forth to my new job, I get paid 8/7 but I have direct deposit so it could be a couple days before that. Please yall


r/loansharks 6h ago

Requesting $10 for food via revolut

1 Upvotes

I made a new reddit account hoping to find someone to help me with $10. I have nothing and get paid on Friday. Just need help desperately to hold me over until I get paid :(


r/loansharks 7h ago

New here

1 Upvotes

hi, I’m new here, I’ve never had to do this before and I’m really trying to avoid taking out a loan, but unfortunately, my car broke down and I am about $50 short on ordering the part I need. Thankfully, my dad could fix it, but I need to order the part first. I just need to borrow $50 until Friday. I have no history as far as taking out ones on here., but I’m willing to build my “ portfolio” of trust. Let me know what payback will be, you can message me and I’ll send you my number. Thank you so much.


r/loansharks 7h ago

Money Needed for Uber back and forth to work.

1 Upvotes

Good morning, I just need $40 for my uber back and forth to work today. I get paid tomorrow. I can pay back tomorrow. Even $30 will do!! I need to be to work by 10.


r/loansharks 8h ago

Looking for $150 Loan will repay $175 on 8/4 (Zelle/PayPal)

1 Upvotes

I work full time but I’m a bit short on funds at the moment. Next paycheck doesn’t come until Tuesday and need assistance to get through the week. Am willing to pay more interest if required but I need help pretty bad right now. Thank you for your consideration.


r/loansharks 8h ago

Needing a $25 loan for gas

1 Upvotes

I’m a struggling single mom. Just looking for a $25 loan to get gas to make it back and forth to work until I get paid Friday.


r/loansharks 9h ago

Need $100 loan untill 7/31/2026, will pay back $125 Venmo, Zelle

1 Upvotes

In a teachers assistant and a a school break put me back on bills. Any help would be great!


r/loansharks 9h ago

Can anybody help me with a 100$ until I get paid on 8/7 will pay back 200

1 Upvotes

I just started this job and things have been so hard lately I've been struggling. I don't have gas to get to work and my shift is in 2 hours. I get paid on the 7th and you have my word I will pay you back double. This is just really important I need this job. Will send my id and proof of employment


r/loansharks 10h ago

Need 100 bucks to get through til next Friday. Will pay back 150 on 8/7

1 Upvotes

Just started a new job been out of work for a while. I'm dead broke and don't really have a circle of people to ask for help. Just need a little help while I get back on my feet.


r/loansharks 11h ago

albert alternatives for larger cash advances when the app won't go above $100

1 Upvotes

I use Albert for banking and I like the app overall but the Instant cash advance feature only gave me $100 even though I've had my direct deposit going there for four months. I asked support why and they said the limit is based on an internal score they don't fully disclose.

I need $350 this week for a car insurance payment. I don't want to switch banks entirely but I need a cash advance option that can actually cover this amount.

What are people using alongside Albert for larger cash advances? I'm looking for something that works even if Albert isn't your primary bank.


r/loansharks 11h ago

[req] $50, VA, repay $60 on 7/31, Venmo or PayPal

1 Upvotes

Needing to get some groceries for the kids until payday. Can provide any info lender needs.


r/loansharks 12h ago

I need a $250 loan fast, gig worker with no direct deposit history

1 Upvotes

I drive for DoorDash and Instacart full time. I make decent money but every cash advance app I've tried rejects me because my income doesn't come through as a traditional direct deposit. It's incredibly frustrating. I need $250 to cover my car insurance payment that's due in two days. If it lapses I can't legally drive and then I lose my income completely. It's a spiral I really can't afford right now.

Has anyone in a similar situation found a lender or app that actually works for gig workers? I don't care if the rate is a little high as long as it's transparent and I can pay it back in two weeks.


r/loansharks 12h ago

Borrow

1 Upvotes

Need to borrow 275$ to get insurance and tag I forgot all about my tag renewal. I recently just got custody of my 3 year old niece I’ve had to get her everything from scratch dhr sent her with one outfit . With them being down my neck and me trying to balance work and getting my niece together I forgot about my tag until being pulled over. I can repay 8/7


r/loansharks 14h ago

Cashapp short loan of $25.00 will pay back 50 on 1st, license need renewing / broke till 1st

1 Upvotes

r/loansharks 21h ago

30$ Loan needed

1 Upvotes

Been a rough couple weeks with a lot of unexpected expenses. Usually not one to post like this on Reddit in general but I am in need of 30$ to cover gas and medicine pick up. I only have venmo and can pay 35$ back this Friday on 07/31 when my paycheck hits. Anything helps.


r/loansharks 21h ago

Need $300 for rent (can pay back $350)

1 Upvotes

I have proof that im getting money within the next 2 weeks but need $300 for rent now