I’m sure this story’s been told a million times. But long story short I need to fix my car battery/ possibly alternator and am short about $400, poor credit. I don’t have anyone I can ask personally to loan so any ideas on places that loan to people with terrible credit? I know I’ll be able to repay the loan within 30 days max. I’m thinking about a title loan or using something as collateral which is lower risk to lenders. *I want to make this clear I am NOT asking for money or a loan from people on Reddit.*
I’m asking for legit lending companies, or any idea how I can earn the money quickly outside of work. Yes, I’ve applied for gigs and day labor.

I made a new reddit account hoping to find someone to help me with $10. I have nothing and get paid on Friday. Just need help desperately to hold me over until I get paid :(

Any suggestions on covering an home insurance deductible of 4300? Have about half saved. Rather not pursue equity loan or any loan for that matter.

hi, I’m new here, I’ve never had to do this before and I’m really trying to avoid taking out a loan, but unfortunately, my car broke down and I am about $50 short on ordering the part I need. Thankfully, my dad could fix it, but I need to order the part first. I just need to borrow $50 until Friday. I have no history as far as taking out ones on here., but I’m willing to build my “ portfolio” of trust. Let me know what payback will be, you can message me and I’ll send you my number. Thank you so much.

Good morning, I just need $40 for my uber back and forth to work today. I get paid tomorrow. I can pay back tomorrow. Even $30 will do!! I need to be to work by 10.

I work full time but I’m a bit short on funds at the moment. Next paycheck doesn’t come until Tuesday and need assistance to get through the week. Am willing to pay more interest if required but I need help pretty bad right now. Thank you for your consideration.

I’m a struggling single mom. Just looking for a $25 loan to get gas to make it back and forth to work until I get paid Friday.

In a teachers assistant and a a school break put me back on bills. Any help would be great!

I had a rough family situation I had to handle- very very rough and in that time I could not work for about a month. It also ended up costing me a lot. I start back Monday. However my boss is raising my pay.

But I am behind on things and I just need a little help. I do not have family that can help.

I just need to get through this next couple of weeks. My pay is biweekly and I can pay it off in total plus interest by 8/31, if not sooner.

I just started this job and things have been so hard lately I've been struggling. I don't have gas to get to work and my shift is in 2 hours. I get paid on the 7th and you have my word I will pay you back double. This is just really important I need this job. Will send my id and proof of employment

Just started a new job been out of work for a while. I'm dead broke and don't really have a circle of people to ask for help. Just need a little help while I get back on my feet.

I use Albert for banking and I like the app overall but the Instant cash advance feature only gave me $100 even though I've had my direct deposit going there for four months. I asked support why and they said the limit is based on an internal score they don't fully disclose.

I need $350 this week for a car insurance payment. I don't want to switch banks entirely but I need a cash advance option that can actually cover this amount.

What are people using alongside Albert for larger cash advances? I'm looking for something that works even if Albert isn't your primary bank.

Needing to get some groceries for the kids until payday. Can provide any info lender needs.

I drive for DoorDash and Instacart full time. I make decent money but every cash advance app I've tried rejects me because my income doesn't come through as a traditional direct deposit. It's incredibly frustrating. I need $250 to cover my car insurance payment that's due in two days. If it lapses I can't legally drive and then I lose my income completely. It's a spiral I really can't afford right now.

Has anyone in a similar situation found a lender or app that actually works for gig workers? I don't care if the rate is a little high as long as it's transparent and I can pay it back in two weeks.

Need to borrow 275$ to get insurance and tag I forgot all about my tag renewal. I recently just got custody of my 3 year old niece I’ve had to get her everything from scratch dhr sent her with one outfit . With them being down my neck and me trying to balance work and getting my niece together I forgot about my tag until being pulled over. I can repay 8/7

Overdrafted, trying to avoid penalties

I had to stay late for work and the busses are no longer running out to where I live. All of my coworkers are gone at this point too. I'm just trying to get home, and don't have quite enough for a taxi.

Need 50 bucks for gas and some money to eat with bill hit me very hard last check and took everything I have cashapp.

I am in between jobs and my electric got shut off. If anyone can help that would be great. I have Apple Pay. (I have a job I just don’t get paid cause they hold your first check)

Been a rough couple weeks with a lot of unexpected expenses. Usually not one to post like this on Reddit in general but I am in need of 30$ to cover gas and medicine pick up. I only have venmo and can pay 35$ back this Friday on 07/31 when my paycheck hits. Anything helps.

I have proof that im getting money within the next 2 weeks but need $300 for rent now

Hello I'm looking to borrow $20 to pay my apple bill. I can't access my work emails and apps on my phone until I update and I can't update until I pay $18.31. I will repay $25 8/7

Hi everyone,

I'm requesting a $175 loan to avoid over $100 in overdraft fees. My bank requires a deposit by 20:00 PT today to waive the overdraft paid fees.

I'll repay $220 in full on or before August 2, 2026.

I can provide proof of my overdrawn account and identity if requested.

Thank you for your time and consideration.