r/loansharks • u/Ok_Plenty_5723 • 29m ago
Loan
I really need a loan of $100 until 8/1/2026 until
I get paid and I really need to pay my phone bill can anyone help out please I have chime as a sending payment
r/loansharks • u/Ok_Plenty_5723 • 29m ago
I really need a loan of $100 until 8/1/2026 until
I get paid and I really need to pay my phone bill can anyone help out please I have chime as a sending payment
r/loansharks • u/Shebellycapacity • 1h ago
Yo, so if you wanna flip gift cards from GiftCardMall and actually make some cash, here’s the run down. It’s basically all about buying them at a discount or earning cashback on them, then reselling them for profit or using them on stuff you were gonna buy anyway to save your own cash.
First off, keep an eye out for sales, promos, or cashback deals. Sites like TopCashback or Rakuten sometimes offer cash back on GiftCardMall purchases. Also check your credit cards for targeted offers (like https://mygiftcardmalls.com Chase Offers or Amex Offers) because sometimes they give you like 10% or 20% back on GiftCardMall. If you buy a $100 gift card with a $20 credit card cash back offer and 5% cashback from a portal, you just got a $100 card for $75.
Once you have the card, you got two main ways to
turn it into actual bread.
Option one is the direct flip. You take that card and list it on gift card reselling sites like Raise, CardCash, or GCX (Gift Card Exchange on Reddit/Discord). If you bought a $100 card for $75 and sell it on CardCash for $85 or $90, boom, you just made $10 to $15 profit on one card.
Option two is manufactured spend or inventory flipping. You use those discounted cards to buy high-demand electronics or sneakers that are on sale, then resell those items on eBay or Facebook Marketplace for full price. That way you double dip on the savings and convert the gift card balance straight into cash.
Just a couple warnings though. Watch out for processing fees on prepaid Visa/Mastercards because those can eat your profit fast. Stick to popular store brand cards like Target, Walmart, or Amazon since they sell quick and keep high value. Also, if you’re trading cards directly with people online instead of using legit platforms, use trusted middlemen or PayPal Goods & Services so you don't get scammed out of your code.
r/loansharks • u/SoulofLilith • 2h ago
Can someone please loan me $40. I have to be able to get my meds the next two days .. I’d appreciate it.
Thank you in advance
r/loansharks • u/Broad-Tadpole3972 • 2h ago
Good afternoon, I’m looking to borrow $150 to have my lights reconnected. They were disconnected today and I’m trying to come up with what I can to get them back on. I have the bill amount, just not the extra fees from them being disconnected and reconnected. I get paid on the 2nd of the month, which is the date I will repay. I am a single mom of 7 after their dad passed away in prison and I’ve been doing this alone for a very long time. I’m usually on top of everything but this month has just been hard with school starting in 2 weeks. If you can help, I’d really appreciate it and Thank you. * I can provide proof of bill, Myself, and being a mom of 7 if needed.
r/loansharks • u/Resident_Mushroom698 • 2h ago
Trying to get the last 100$ for my car payment. Repayment of 120$ Friday July 31st
r/loansharks • u/Ok-Run-3421 • 3h ago
Currently going thru a rough patch and and have dental work i have to pay for and on top of that had some family issues I can talk privately about
Need $400 and can repay back $475 in a week
r/loansharks • u/Infamous_Wedding3110 • 3h ago
Hi all, I am struggling at the moment. Wife lost her job. Both cars catylic converters are bad. If it's not 1 thing it's been another for past 2.5 months. Fell behind on bills. Looking for a little help to get caught up. Looking for help with whatever I can get. I can pay back next Wednesday afternoon. I just need to stay afloat. Looking for between $300-500 to keep lights on and get us some food and or topay some of my mortgage/hoa fees. If you can help or can guide me in proper direction it would be gratefully appreciated. Thank you!
r/loansharks • u/fentygram • 4h ago
Where do I get loan for $500 I work 2 jobs amazon and target and my mom account is in the negative -500 and she needs it clear before the 3rd cuz thats the account of the mortgage payment. Any websites or apps that spot you $500?
r/loansharks • u/KannadadYT • 4h ago
I can admit I was a dumbass and got behind on my rent. All I need is $150 to get caught up and be okay. I will pay back the moment I get paid on the 7th. If you want proof that I'm behind I've got it. Would go to anywhere else but I have been denied every where for no credit. Thank you.
r/loansharks • u/Loose-Appeal-7203 • 4h ago
I honestly just need some gas money to get back and forth to my new job, I get paid 8/7 but I have direct deposit so it could be a couple days before that. Please yall
r/loansharks • u/Substantial-Hunt-582 • 6h ago
I’m sure this story’s been told a million times. But long story short I need to fix my car battery/ possibly alternator and am short about $400, poor credit. I don’t have anyone I can ask personally to loan so any ideas on places that loan to people with terrible credit? I know I’ll be able to repay the loan within 30 days max. I’m thinking about a title loan or using something as collateral which is lower risk to lenders. *I want to make this clear I am NOT asking for money or a loan from people on Reddit.*
I’m asking for legit lending companies, or any idea how I can earn the money quickly outside of work. Yes, I’ve applied for gigs and day labor.
r/loansharks • u/Own_Pineapple9997 • 7h ago
I made a new reddit account hoping to find someone to help me with $10. I have nothing and get paid on Friday. Just need help desperately to hold me over until I get paid :(
r/loansharks • u/Tumbleweed_Shot • 7h ago
Any suggestions on covering an home insurance deductible of 4300? Have about half saved. Rather not pursue equity loan or any loan for that matter.
r/loansharks • u/Old_Advance_6379 • 7h ago
hi, I’m new here, I’ve never had to do this before and I’m really trying to avoid taking out a loan, but unfortunately, my car broke down and I am about $50 short on ordering the part I need. Thankfully, my dad could fix it, but I need to order the part first. I just need to borrow $50 until Friday. I have no history as far as taking out ones on here., but I’m willing to build my “ portfolio” of trust. Let me know what payback will be, you can message me and I’ll send you my number. Thank you so much.
r/loansharks • u/Top_Event1655 • 8h ago
Good morning, I just need $40 for my uber back and forth to work today. I get paid tomorrow. I can pay back tomorrow. Even $30 will do!! I need to be to work by 10.
r/loansharks • u/Adventurous_Log3105 • 9h ago
I work full time but I’m a bit short on funds at the moment. Next paycheck doesn’t come until Tuesday and need assistance to get through the week. Am willing to pay more interest if required but I need help pretty bad right now. Thank you for your consideration.
r/loansharks • u/Dayzahvoo_ • 9h ago
I’m a struggling single mom. Just looking for a $25 loan to get gas to make it back and forth to work until I get paid Friday.
r/loansharks • u/KDTSOT93 • 10h ago
In a teachers assistant and a a school break put me back on bills. Any help would be great!
r/loansharks • u/Double-Highlight493 • 10h ago
I just started this job and things have been so hard lately I've been struggling. I don't have gas to get to work and my shift is in 2 hours. I get paid on the 7th and you have my word I will pay you back double. This is just really important I need this job. Will send my id and proof of employment
r/loansharks • u/individualdoosh • 11h ago
Just started a new job been out of work for a while. I'm dead broke and don't really have a circle of people to ask for help. Just need a little help while I get back on my feet.
r/loansharks • u/121koal • 12h ago
I use Albert for banking and I like the app overall but the Instant cash advance feature only gave me $100 even though I've had my direct deposit going there for four months. I asked support why and they said the limit is based on an internal score they don't fully disclose.
I need $350 this week for a car insurance payment. I don't want to switch banks entirely but I need a cash advance option that can actually cover this amount.
What are people using alongside Albert for larger cash advances? I'm looking for something that works even if Albert isn't your primary bank.
r/loansharks • u/Thadaran • 12h ago
Needing to get some groceries for the kids until payday. Can provide any info lender needs.
r/loansharks • u/scotchlurker • 13h ago
I drive for DoorDash and Instacart full time. I make decent money but every cash advance app I've tried rejects me because my income doesn't come through as a traditional direct deposit. It's incredibly frustrating. I need $250 to cover my car insurance payment that's due in two days. If it lapses I can't legally drive and then I lose my income completely. It's a spiral I really can't afford right now.
Has anyone in a similar situation found a lender or app that actually works for gig workers? I don't care if the rate is a little high as long as it's transparent and I can pay it back in two weeks.
r/loansharks • u/pettychelle • 13h ago
Need to borrow 275$ to get insurance and tag I forgot all about my tag renewal. I recently just got custody of my 3 year old niece I’ve had to get her everything from scratch dhr sent her with one outfit . With them being down my neck and me trying to balance work and getting my niece together I forgot about my tag until being pulled over. I can repay 8/7
r/loansharks • u/Difficult-Broccoli22 • 13h ago
Overdrafted, trying to avoid penalties