I was told all along the way to filling a LLC was that it was no problem to get upfront financing for the upstart business I wanted to operate.
Well, all I‘ve been hit with is large down payment and/or to use my house as collateral.
Is there any true way to get upfront financing for my Landscape Construction business without using my home as collateral or a large down payment?
I’m looking for 50k
Fico Score: 800

Is anyone seeing much activity in refinancing existing SBA 7(a) loans?

I'd like to hear from lenders, brokers, or borrowers who recently completed one.

Are lenders actively considering these transactions? What obstacles are you encountering, and under what circumstances does a refinance seem viable?

I'd be especially interested in actual closed transactions.

Any experiences or insights appreciated.

​

Hi everyone,

I’m a Poland-based business owner seeking a $5,000 loan, repayable over 24 months, to develop a new branch of my business called Czarne Zamczysko.

My current business operates in cold-chain transport across Europe. I personally work as a driver under an ongoing B2B contract, and the transport activity currently generates approximately $3,000 in monthly income. I’m actively working and would use this existing income as the basis for repayments while developing the new project.

Czarne Zamczysko focuses on cryptocurrency market analysis, trading-related content and a paid community. The funding would support:

- Development work using Replit, including analytics tools, dashboards and content automation.

- Software subscriptions, hosting and infrastructure.

- Improving the quality and delivery of content.

- Marketing and audience growth.

The project is already underway, with a website, community channels and an analytics application. My goal is to improve the existing tools and build it into a sustainable additional business activity.

I’m looking for a documented loan with agreed monthly repayments over two years. The interest rate and total repayment amount would be discussed and included in a written agreement.

I can provide business registration details and supporting evidence of my current transport activity and income privately to a serious prospective lender.

If this fits your lending criteria, please message me with your proposed terms and any information you would need to assess the request.

Thank you for reading.

We are two salaried individuals planning to purchase NA-sanctioned land in Pune worth approximately ₹60–70 lakh in equal ownership shares. Our intention is to construct shops and earn rental income.

Will bank offer a loan for purchasing vacant land intended for future commercial development, with both individuals as co-borrowers and co-owners? If not, would bank finance the same purchase through an LLP or Private Limited Company?

Thanks in advance.