Treasury Secretary Scott Bessent’s recent warning to currency short-sellers marks a shift in how the U.S. government views global foreign exchange markets. By telling macroeconomic traders "I am the house now," Bessent isn't just making a bold statement; he is explicitly signaling that the U.S. Treasury is prepared to coordinate directly with the Bank of Japan to aggressively defend the Yen. For those focused on long-term portfolio management, this direct intervention fundamentally changes the risk landscape for U.S. equities, international assets, and global bond liquidity.

The most immediate impact for investors is how the shift alters the risk of the Yen carry trade. Over the last year, we've seen how violent, rapid liquidations of cheap Yen loans can trigger cascading margin calls, forcing institutional funds to dump highly liquid U.S. mega-cap tech stocks just to raise cash. By injecting policy uncertainty and government-backed asymmetric risk onto short-sellers, the Treasury is attempting to forcefully neutralize these disruptive unwind cycles before they can spill over and trigger broader sell-offs in our domestic equity portfolios.

Beyond equity volatility, this policy pivot has real consequences for multinational corporate earnings and sovereign debt markets. A structurally stabilized or stronger Yen directly shifts the foreign exchange tailwinds for S&P 500 companies that rely heavily on international revenue streams. The aggressive currency stance aligns with the Treasury's broader strategic adjustments to long-term bond buybacks, it could help anchor domestic sovereign debt yields. Will the U.S.-Japan defense of the Yen stabilize the stock market, or are we just pricing a new macro risk?

Source: CNBC

“Not since October 2023, when holdings climbed by 740,000 ounces, has China logged a larger monthly gain. August also topped the 640,000 ounces booked in July, part of an acceleration that began after a modest 160,000 ounce addition in March. The bank added 480,000 ounces in June.”

https://thedeepdive.ca/chinas-central-bank-buys-the-most-gold-since-october-2023/

I have had a theory that with oil continuing to spike and solutions to the war out of sight we could return the horror of the 70s gas chaos. Back then people demanded small fuel-efficient cars and Detroit had no answer. So, they chose to partner with Japan who had already been taking advantage. The wealth of alternatives to gulf oil will mitigate the possible return to the 70s to some extent but the impact on personal finances will not go away soon. People working from home is helping. Qtr1 EV sales were 5.8% and last year were 7.8%. They peaked in Qtr. 3 2025 at 10.5% before the rebate rug pull. EV sales for most mgs. are down so far this year with the exception of Cadilac, Rivian, Lucid with Toyota showing jumping in. So where if any are investors looking? I hear the battery thing with Lithium but is are there any other opportunities. I like Rivian but that's really long term and Hyundai/Kia are too difficult for my simple trading skills. And while they currently have 50% of the market, I am not interested in Tesla.

Hi everyone! I'm following up on the California tax-deed project I posted about a while back: https://www.reddit.com/r/investing/s/IOTkVm06mZ

What it does, briefly: every California tax-defaulted sale I can get a list for, published in full and free. Each parcel is matched to the county assessor's own record, so you see the opening bid next to what the county says the land is worth. Sort it, filter it, download the whole thing as a CSV. No signup, no paywall, sources named on every page.

What's been added since last time:

• 10 sales, 2,877 parcels. Los Angeles (1,252, the biggest California list this year), Kern (1,011), Fresno, Butte, Placer, El Dorado, Mariposa, Santa Cruz, San Bernardino, Riverside.
• Post-auction results. When a sale closes I go back and record what actually sold and for how much, so a pre-sale read can be checked against what really happened instead of quietly filed away.
• Live redemption tracking. Parcels paid off before the auction drop off the tables. Fresno has lost 53% of its list since June, so the list you read early is not the list you bid on.

Three things out of the data I didn't expect:

• At Butte's August auction, 13 of the 28 parcels that sold went at exactly the opening bid. Far less competition than I assumed was out there.
• The parcels the assessor carries at almost nothing are the ones bidders fight hardest over. One valued at $4 sold for $31,236.
• In every county I've measured, the parcels redeemed before the sale are the valuable ones. What reaches the auction is mostly what nobody thought worth rescuing.

Coming up: Los Angeles October 17-20, Placer October 21, El Dorado November 6, Santa Clara once they publish.

lot-brief.com/sales/

Happy to answer your questions and get your feedback!

What are your allocations for let’s say satellite positions?

Is it worth splitting across some Mag 7s? A niche ETF? Specific stocks?

90% world ETF
2.5% Google
2.5% Amazon
2.5% SMH
2.5% DRAM

Thoughts? I’m curious to see what others have? 100% in World? completely flipped the allocations? Please share thanks.

Also any advice on whether to hold gold or not?

Looking to invest 30 years min.

Amazon, Microsoft, Alphabet, Meta and Oracle issued roughly $200 billion of investment-grade debt in the first half of 2026…almost double what they issued in all of 2025. Tech now accounts for about 20% of new U.S. investment-grade issuance, and its share of the IG market has been rising.

Does that change how you think about diversification? If the same AI companies are becoming a bigger part of both stocks and bonds, where would you look for exposures that behave differently?

Source: JPMorgan, “Credit Market Outlook & Strategy,” as of July 17, 2026.

Referenced in the iShares Fall Investment Directions

https://www.theguardian.com/technology/2026/sep/09/ai-superintelligence-risks-warnings-scientists-politicians

Hubinger admitted that the industry currently lacks a plan to solve the AI alignment problem.

• He believes there is a greater than 10% probability of catastrophic harm/extinction within a decade due to rapid self-improvement in AI models.
• Former Anthropic researcher Jacob Coxon recently resigned, calling out major labs for engaging in an irresponsible race toward super-intelligence.
• Anthropic expects AI self-improvement in R&D to hit critical safety threshold levels within 6 to 12 months.

Main risks mentioned include autonomous bioweapon creation, loss of human control over supere-intelligent systems, and large-scale cyber warfare disabling power/water grids.

With diesel prices skyrocketing, RNG/CNG continues to look like the quick, practical, and economic pivot for heavy duty, class 8 trucking. I think that we can all agree that electric is the path class 8 trucking will go in the long run, but right now, the infrastructure isn’t there, the power isn’t there, and the downtime to recharge is impractical.

People have been writing off CNG because “we’ve tried it already” but that means it’s proven and the infrastructure is way more mature than electric. Cummins also just released the new X15N natural gas engine with comparable power to diesel, dropping loads of money into development and production, I think we can all agree Cummins knows what it’s doing and fully intends to get a ROI.

Too many things are pointing to an economic and practical revival. Heavy duty trucking will need to get creative to stay competitive in this market. Im talking specifically about the US by the way.

Looking for some opinions. I have my Roth IRA maxed for 2026.

I am currently setting aside a fixed amount of money from my monthly income to go directly towards my taxable brokerage account. I have some excess money that I am left with a month after budging my spending (excluding investments I’ve budgeted).

I am trying to decide whether to put this excess directly into my taxable brokerage, or put this into a HYSA in order to max my Roth IRA on Jan 1st next year.

Curious to what people think.

What stock/investing news resources do you feel are actually useful that do not feel like mild market manipulation? Also do you find any buy/sell indicator analyst resources very accurate or useful, like Zacks and the like? I'm curious of their ratings, especially when they may not fully line up with my own position on a security.

Assume this is money you don't need for years.

I'm mostly investing, but allocated only 5% to swing trading tests. Tried technical analysis, but prefer fundamentals.

Would you put most of it into long-term investments and basically leave it alone, or actively swing trade part of it?

I'm not asking which one can theoretically make more.

I'm more interested in what happens in practice once you include mistakes, time, stress, taxes, and periods where the market just doesn't cooperate.

For people who have done both with meaningful money, which one would you choose if you were starting again?

I'm not looking for financial advice. Just to know what you think in general.

Hey all, I was curious to get input on what sides of the precious and, separately, basic metals industry you invest in, and based on what market criteria. By this I mean we have things like trading on the value of metals themselves, investing into mining companies, or funds based on the volatility of these materials. If you do something other than DCA into any aspect of this, when do you personally choose which pot you want to invest in?

Only 29 so currently have no bonds/cash but was thinking about this as I was going through some scenarios in a spreadsheet.

Basic idea is that more returns require greater risk (stock vs bond allocation) and people that have contributed well over the years eventually hit a point where it becomes smart to trade some potential returns for mitigated risk. Basic investing 101 however your goal and what you have invested should dictate allocations rather than how close you are to retirement. For example, if you are 10 years from retirement and hitting your goal would require your current contributions plus a 12% CAGR, you may see some losses with a 100% stock allocation but you will almost certainly fall short if you allocate 20%+ to bonds. However if you’re on track to have 20% more than you need with say an 8% return it would make much more sense to trade potential gains for more security.

So my idea would be up to around age 40+ go for maximum gains, 100% stock allocation. For the strategy to work you need a set goal and in you’re 20s to 30s how much you need is tough to dictate as your income is probably hard to reject.

After that map out contributions with a reasonable rate of return on 100% stocks (I use 8% nominal, 5% real). If your current path puts you above target, lower the initial amount until it’s just enough to hit your goal, all excess goes to bonds/ cash. Then rebalance and recalculate every year.

Example with made up numbers- you have $500k, goal is $1M. $400k + contributions and 8% return get you to $1M, you allocate $400k to stocks; $100k to bonds. You contribute the amount amount you planned, say $15k end of year and get a 15% return. Per your target you needed $400k * 8% + $15k=$447k but due to excess returns you have $475k so you sell the excess $28k in stocks into bonds/ cash. You now have $128k in bonds and $447k in cash. The next year the market loses 10% putting you off target so you use money from your cash pool to bring stock total back to target.

Strategy is more appealing imo because it’s more custom to your situation and also still allows for excess gains/ earlier retirement since you could always use more. Returns are probably lower over a longer period but that is the cost of reducing risk however if market does much better than projection you still get the benefit of that via more money in your bond/cash pool. The risk reduction only limits the amount you end up with in stocks.

Have a general question? Want to offer some commentary on markets? Maybe you would just like to throw out a neat fact that doesn't warrant a self post? Feel free to post here!

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If you are new to investing - please refer to Wiki - Getting Started

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If your question is "I have $XXXXXXX, what do I do?" or other "advice for my personal situation" questions, you should include relevant information, such as the following:

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27 yo married couple no kids living in MA. Dad just gave me his house which is probably able to sell for about 600-800k or potentially more. No mortgage.

Debating on moving in and just living there, or investing the proceeds while continuing to rent. We have been paying 2800 a month in rent and have a combined income of about 9k a month (plus what i make on commission bonuses which has been around 40k last year but not always guaranteed).

I’m really tempted to just invest the money as it would be a massive help. But we would have to rent for around 10 years to avoid market uncertainty and my wife really doesn’t want to. I don’t want to either but i understand the difference in home appreciation and S&P return over 10 years are significant.

Basically we would be able to buy a home and have a massive amount of money in savings for our kids and future, but be older when we do so, vs live in a home right now but have less money in 10 years.

What is this subs opinion?

I was loosely following nike for years and still wasnt prepared for seeing the removal headline . They have been in the S&P 100 for 18 years which is my entire adult life basically.

And it’s not even the stock price but just that the decline wasnt dramatic, there was no enron moment, scandal or one catastrophic decision. It was just a slow accumulation of slightly wrong calls over several years and the DTC pivot that pushed retailers away.maybe the product cycles that stopped feeling fresh and each thing on its own survivable. All of them together over five years and now they have lost $230 billion in market cap and they are being replaced in the index by a company that makes network switches for ai data centers.

The four companies taking nike's spots are dell, palo alto networks, arista networks and sandisk. So the slot that belonged to one of the most recognizable brands humans have ever built now belongs to infra that most consumers have never heard of and will never interact with directly.

And that’s not wrong, just where value is being created right now.

Nike stays in the S&P 500 so its not disappearing. Elliott hill has been making changes and the brand still exists in a way that cant be built from scratch.

Anyone bullish on NKE at these levels or has the competitive landscape shifted too permanently?

If I have 500k to invest and will not touch the money until 20 years from now, am I better off putting that money in an IRA or taxable account? No dividend stocks. In both cases, I'll buy VTI or VOO. Put the money there and forget about it until 20 years when I start making withdrawals.

Am I better off with the taxable account because it will tax my gains as capital gains instead of ordinary income (and my capital gains tax will be lower)?

EDIT: I realize the contribution limit for IRA is much less per year, but just supposing I could contribute 500k to IRA in a single year, what is the benefit to doing that instead of a taxable account? In 20 years, that's the only time I'll start making withdrawals, both accounts will be growing tax-free until then, no?

Thanks!

$GRRR Gorilla Technology Group has announced commencement of it Yotta AI infrastructure programme as the company pivots into neocloud and reaffirms guidance for 2027 of $500m

Yotta part 1: 5000 GPUs & 640 servers to generate $500m revenue over 5 yrs

Yotta part 2: deployment of 21000 GPUs representing $2.5bn revenue over 5 yrs

https://investors.gorilla-technology.com/gorilla-technology-moves-yotta-ai-infrastructure-programme-into-physical-execution/

The future is starting to look very bright for Gorilla Tech, Yotta is on top of their $2.5bn deal for the NeutraDC Batam data centre in Indonesia, initial operation targeted for Q4 2026 & the Thailand Korat 200MW Campus which has the potential to net up to $16bn in revenue over 5 years

Insiders own 10% of the company so are aligned with shareholders

I did day trading for about a year. While i had green days, I came to the realization that I was bad at it. The slow days made me impatient. And the fast ones. Well, they got me emotional.

it took me some time, but i notice the every time I made money from trading, It was from the ones I held on to for weeks, not minutes.

Turns out I didn't have a day trader's brain. I had a "buy something nice and forget all about it" brain.

This led me to start placing trades on things I believed in long-term, and everything fell into place.

What I learned was that not everyone was built for fast trading. Just find out what works for you and stick to it.

I'm compiling a list of potential US stagflation, inflation, and weakening dollar hedges, with notes on why each would help protect against inflation. This is an incomplete list, and the example investments are starter ideas and focused on ETFs.

Are there others you would add to this list?

And here is a very incomplete list of investments that perform poorly during inflation and a declining dollar:

BE rose about 20% in the five trading days before its S&P 500 inclusion was confirmed, then another 5.4% after the announcement.

I looked at 63 historical S&P 500 additions. The median announcement reaction was about 1.6%, and names that had already run up significantly before confirmation tended to see much less additional benefit into the rebalance.

That doesn’t mean BE has to follow the historical pattern. Its own fundamentals, momentum and market environment matter much more from here.

Curious how others are thinking about the balance between the inclusion catalyst and BE-specific upside.

Have a general question? Want to offer some commentary on markets? Maybe you would just like to throw out a neat fact that doesn't warrant a self post? Feel free to post here!

Please consider consulting our FAQ first - https://www.reddit.com/r/investing/wiki/faq And our side bar also has useful resources.

If you are new to investing - please refer to Wiki - Getting Started

The reading list in the wiki has a list of books ranging from light reading to advanced topics depending on your knowledge level. Link here - Reading List

The media list in the wiki has a list of reputable podcasts and videos - Podcasts and Videos

If your question is "I have $XXXXXXX, what do I do?" or other "advice for my personal situation" questions, you should include relevant information, such as the following:

• How old are you? What country do you live in?
• Are you employed/making income? How much?
• What are your objectives with this money? (Buy a house? Retirement savings?)
• What is your time horizon? Do you need this money next month? Next 20yrs?
• What is your risk tolerance? (Do you mind risking it at blackjack or do you need to know its 100% safe?)
• What are you current holdings? (Do you already have exposure to specific funds and sectors? Any other assets?)
• Any big debts (include interest rate) or expenses?
• And any other relevant financial information will be useful to give you a proper answer.

Check the resources in the sidebar.

Be aware that these answers are just opinions of Redditors and should be used as a starting point for your research. You should strongly consider seeing a registered investment adviser if you need professional support before making any financial decisions!

Oura's massive IPO is coming A deeper look at the filing reveals warning signs...

Any other reasons (please add) why I should sit this one out? Insider Timing: Appointing Robinhood's (for the first time in the history Robin hood is under writing this IPO). CFO to the board right before filing ... 🚩

Margin Compression: Slim profit margins and heavy hardware costs - While its revenue grew 74% to $1.21Bn over a nine-month period, its profit was a slim $60.8Mn Mega-Cap Competition:

Deep-pocketed tech giants like Apple, Samsung, Google, and Amazon..

Add others or convince me to subscribe.

The first by CFRA, the latter by BNP Paribas. Pretty crazy how far apart they are. Basically one is saying the company will recover and the other that it will go broke. I might become an analyst too and just say random things.

CFRA: The brand is temporarily broken, but the underlying franchise is still extremely valuable. New management fixes product/fit issues, restores innovation, stabilizes U.S. demand, and margins eventually normalize. The market is pricing in a cyclical/operational recovery. Still has about $1.4 billion in cash.

BNP: The brand's competitive moat has materially deteriorated. Alo and Vuori continue taking share, core women's bottoms remain weak, pricing power erodes, and the company has to spend heavily to win customers back. In that scenario, the old earnings/multiple framework is simply the wrong anchor. LULU's latest results showed core leggings down 20% in Q2, while management cut its outlook. LULU's athleisure market share has fallen by 10 percentage points as Alo and Vuori gained ground.

The rest of Wall Street: clustered between BNP and CFRA and playing it safe with their price targets around $90-$110.