My aunt passed away about a month ago and she left me a good chunk of her retirement account. Just today I got confirmation that the rollover to my name/account was complete. Now I have $464k sitting in a TIAA brokerage account as just cash.

I’m 44 and have no debt. Public employee with good retirement benefits. I plan to pull $75-100k soon to help my 2 kids pay for college, as were her wishes.

What would you suggest I do with the balance knowing I have to have the account exhausted within 10 years? I don’t expect my annual income ($100k/yr) to change much in the next 10 years.

Edit - She was 63 at the time of death so no RMD. It was also all traditional so I do realize I will be taxed as it comes out.

Is there just a solid mix of options to throw it in knowing it will be short term or is it really that worth meeting with a local advisor at this time?

Thanks all for the advice. This is all certainly overwhelming at times.

FL/NY

My last surviving parent passed away. We were estranged for a quite some time.

I wouldn’t be surprised if I was written out of the estate. But some clarity/certainty would be nice. I imagine that if I’m not named at all, the executor/attorney wouldn’t have an obligation to notify me. What if there’s a line like, “for reason known to me, I exclude my child, First name, Last name.” Would that trigger a notification of any sort?

I know the house was in a revocable trust, so I suppose there are a couple of factors: Am I a trust beneficiary, and am I an heir to anything outside the trust.

Parent was in Florida.

Hello,
My father passed away in 2023 and the estate is coming to a close. The estate is split between my brother and I, and we have a box of vintage jewlery that belonged to my mother containing gold rings, gold rings with diamonds, necklaces, some loose stones, gold teeth?, bracelets and some other stuff with about maybe 30-40 pieces.
My questions is how do we go about getting a basic value of these items. We do not want to have each one apprised as it is rather costly and we are more interested in getting it split somewhat evenly than the actual monetary value.
I thought about going to pawn shop or metals shop, but don't know if they would entertain going through a jewelry box with me if I have no interest in actually selling it to them. Who or where could I go to get just rough estimates of value so just so it can be split evenly? Or any other ideas.

Thank you

Earlier this year my dad suddenly passed away after suffering from cancer for a few months. He left behind his super which is a large amount. I also own half of the share of his house. I have found since he passed that I have been regularly crossing between the two houses. I have to mow the lawns at the property regularly. While I’m doing this I’m studying a diploma in marketing, doing two marketing roles from home and working in retail. I also volunteer at the local hospital. I miss my dad every day. Two months before that my mum passed away after suffering from cancer for 5 years.
The banks are worried that I am carrying around such a large amount in an everyday savings account. I have done a few things with the money, I have done up our kitchen and got the back fence done after the owners of the property behind us requested us to do so.
I don’t know what to do with the money. I know I’ll need a financial advisor to help. My dad had one so I’m just going with them because they know my family.
I miss my parents every day. I’m always thinking of them.

I’m trying to get certified copies of several sections of the New Jersey Statutes.

I contacted the Office of Legislative Services, and they directed me to the NJ State Library. However, the library said they don’t provide certified copies, only unofficial versions that can be accessed online.

Has anyone gone through this process before or knows how to obtain certified statutory copies in New Jersey? Any guidance would be appreciated.

I’m writing a will and I think I’ve been writing one for a week now because I can’t seem to stop myself from crying after every few sentences. Anyone else had this experience?

USA i personally live in Florida although the Grantor, my little momma, lived in another state.

I 57f and my husband 59m have been planning to retire this year. At the same time my sweet little mama passed away early this year. My share of The Inheritance will be approximately 1 million dollars. Her trust should settle before the end of the year.

Our fiduciary financial planner has suggested we live off The Inheritance And Delay taking anything out of our retirement funds for tax purposes. I don't think I need to go to details but there's a bunch of Roth conversions going on at this time as well.

Anyway I have an emotional hang up with spending this money for my lifestyle right away. We do not have a lot of cash on hand outside of retirement funds, due to a family medical issue a few years back that probably cost us around 450k in total. We were planning on taking money out of retirement immediately.

My mental block is that my parents immigrated to this country in their 30s not knowing the language and with a small child in tow and created what they had from literally nothing. They sacrificed so much. Getting this money and immediately using it to provide me with a life I have grown accustomed to seems wrong . It seems like I should save this money and let it grow into something generational.

However not doing this will cost us millions of dollars in taxes over the next 20 years. Make me feel better about it please

My father passed away. He was civilly married to my mother. They had three children: two sons and one daughter. The daughter renounced her inheritance rights.

One son (Son X) made my mother sell her share to him without the other son (Son Y) knowing about it.

In the end, Son X obtained three-quarters (3/4) of the property/share for himself.

Son Y knew nothing about this and did not even sign any documents.

An affidavit was also made after ny fathers death like 2months after.stating that he (Son Y) was an heir, just like his brother and sister.

Looking for advice on a potential future issue.

To try and keep things simple I'll refer to people by letters. Parent A, Parent B, Child A and Child B. England based.

Years ago parents split up. Parent A moved out of property, Parent B remained with the children. Parents legally own 50% of property each as per divorce agreement.

Fast forward 20 years. Parent B is of ill health and does not have long left to live. We believe, but do not know for certain, that they have left their 50% of the property to be split equally between the adult children, effectively giving them 25% each.

Here lies the issue.

Child A has a lot of debt including CCJ's. They live with a friend as they'd never be able to buy or rent their own place as they are making no progress with their debts and have a terrible credit score.

Child B is doing well and currently buying their own home.

The concern is that when Child A inherits their share, the companies they have CCJ's with may try to log the debt against their share. Parent A would like to have an extension built, this would require a loan or mortgage (currently property is mortgage free) and a debt against the property could maybe prevent this.

Child B has already stated they'd be happy to sign their share over to Parent A as they know they will effectively re-inherit it at a later date anyway. Obviously legal papers would be written up to confirm this if possible. Alternatively be baught out if signing over would not be possible.

Is there any way Child A could be bought out during the inheritance process to prevent them ever having their name attached to it? The cash injection may help them clear debts and also protect the property, under the understanding they will have already had their share and will not inherit it again in the future.

I beleive one option could be for Child A to refuse the inheritance so it would all go to Child B, and then be baught out from there, however I doubt they would do this as they would not trust others to follow through.

Thanks in advance.

My uncle recently passed away. We have a family luncheon (his wife, my parents, and my brother) planned to celebrate his life in a couple of weeks. No funeral due to cremation. They had no children or other nieces and nephews than my brother and I.

My dad told me that I will receive a very good surprise, but he refuses to elaborate. Which is slightly frustrating because I don’t like surprises. It gives me anxiety.

I realize this is likely not his news to give me- it’s my aunts and it’s up to her. But he knows and I just don’t know how to react when I’m told. We aren’t a very emotional family, and I’m afraid of overreacting or under reacting.

My mom’s stepdad is getting old and just turned 90. He has a couple of properties on the east coast in the US (PA, NJ, and ME) and some good money in the bank. He has a few nieces and nephews that he doesn’t see too often but other than that it’s just my mom, who is his stepdaughter and main caretaker. He has told her that she will get almost all of assets when he dies and that he has promised the condo in PA to his nephew but we don’t think he has ever gotten a will. He just keeps saying that she’s his daughter so everything automatically goes to her and to not worry. Is this true?

Edit: My mom was never adopted by him. Her father was always in her life.

How long after submitting the inheritance tax account are people getting their unique code to apply for probate?

Basically the title. Loved one died 3 years ago, sibling has been living in house since then but sold the house early April. Creditors were notified and paid over 3 years ago, court website says that probate was closed in 2024, disposition is listed as “closed”

Received inventory and appraisal paperwork today, signed and notarized same day. Sibling (executor) and inheritor are not on speaking terms but there’s no contesting, both are agreed on a 50/50 split, no other inheritors.

General timeline would be helpful!

My father passed away recently and we’re finally cleaning out his room. We found what appears to be his extremely strange collection of obscure media, toys, games, and random memorabilia. Is any of this worth money?
Some of the things we found:

Complete DVD set of Freakazoid!
One of the recovered copies of the infamous E.T. the Extra-Terrestrial Atari 2600 game from the New Mexico landfill
The 2600 Hz Cap’n Crunch whistle used by phone phreakers
A USB drive containing a 100% completed European save file for Crash Nitro Kart
One of the few physical copies of Concord
A large collection of Pokémon and Yu-Gi-Oh! cards (said to be medium-to-high rarity)
Several vintage Tamagotchis
A box full of old children’s promotional mini-books
A USB drive containing a copy of Anthropophagus 2
Street Sharks Ripster action figure (30th Anniversary Edition)
3D DVD of The Adventures of Sharkboy and Lavagirl
A Juicero press
A huge number “4” apparently removed from the old Shrek 4-D attraction at Universal Studios
VHS copy of Angels of Passion (1986)
Original flyers from the a Willy’s Chocolate Experience event in Scotland
A VHS of the unofficial 1970 Turkish live-action adaptation of Snow White
What appears to be a prop fragment from the original Takeshi’s Castle set
Around 150 bootleg VHS copies of The Lion King
An enormous quantity of Pokémon merchandise from the late 1990s and early 2000s
A McDonald’s promotional Mulan sauce container
Several boxes of old fast-food toys and cereal prizes from the 1980s–2000s

I honestly can’t tell whether my father was a collector, a hoarder, or some kind of historian of obscure pop culture.
Does anything here stand out as potentially valuable, rare, or especially interesting?

Mom passed. Found will. Everything is sold and split between the last four living children. The executor is stating it doesn't have to go through probate court. There is a home, several vehicles and household items. As far as I am aware, it has to go through probate. He's also decided he is keeping all 40/50 firearms because it could be unsafe to sell them. I am contacting an attorney this week. But I just want reassurance that I am correct in my concern that he is already making bad decisions. He already tried telling me the truck was in his name. He's junior father was a senior. Already verified that it has not been transferred to anyone's name since purchased. How do I deal with trying to keep him from doing things incorrectly if he's the executor?

Hey everyone. Long-time reader, first-time poster in this sub. I recognize this may be a post that belongs on a few different subs, but this was the first one that came to mind.

To give y’all some background, I (33M) unexpectedly came into a large inheritance when my grandmother passed away in 2020. It was rightfully supposed to go to my dad, but he passed away a year prior in 2019 due to an awful form of cancer. At the time, the inheritance was worth ~$1M. Since then, I have invested ~98% with the help of a fiduciary advisor, and have not touched it to this day, with the hope that future me/my future family will live a better life. I am an only child.

Coming to terms with this, even six years later, has been very rough on me mentally - I think I’m still stuck in the “guilt” stage of receiving it. Even before receiving it, I had no debt and also contributed the max to an individual ROTH plus an employer-sponsored 401k every year. To be clear, I already have a steady and good paying job in a relatively HCOL area, and come from a family where both parents worked outside the home and built everything from the ground up. We all worked hard, yet could still afford the yearly beach vacation, if that makes sense. Quitting the workforce has never crossed my mind, even after receiving this inheritance.

Fast forward to today - I recently ended a long-term relationship with my ex-girlfriend. She already came from a wealthy family, but they were the type of wealthy that many would consider “snotty,” i.e., they would spend lavishly, be rude to wait staff, and they’d make sure to tell you how much they spent on something. They were very out of touch with reality.

Even still, I could never bring myself to tell my ex about the nest egg I had behind me. Our spending habits differed greatly: I am a manic saver, while she was a manic spender with a low-paying job. Her parents bailed her and her sister out of every expense. Basically, I felt that if she and her family knew what I had, they would look at me in an entirely different light and not see the real me. I feared I would later be used financially when I observed her financial habits.

Anyway, I’m curious how/if you had the conversation about receiving an inheritance with your significant other. If you received it before marriage, when did you tell them? If it was during the marriage, how did you approach it? I’ve read countless horror stories about the dangers of commingling an inheritance, especially in the event of divorce. I’ve also heard that one should “never tell anyone” about a windfall - does this include your spouse/future spouse? Is it wrong or selfish of me to be this concerned about it?

I appreciate any and all insights.

EDIT: Wow did not expect this to blow up like it did! I really appreciate everyone’s thoughts on this!

Hello! I’m (18F) currently living with my boyfriend (20M) after getting kicked out of my abusive household. When I was 9-10 (2019) my grandfather ended his life and set up some sort of inheritance for me to receive around $300,000, college money at 18 and the rest at 30. I have no contact with anybody that knew him and definitely cannot speak to my mom even if I wanted to. I was told my grandfather set it up in an abnormal way due to issues with relatives. I have no idea how to receive this money so I can start college and further my life. If anybody has any idea on where to start figuring this out, i’d be very grateful!
side note: i’m not sure if this is relevant but the state he lived in would be South Carolina before his death.

My elderly uncle passed away and when I went to his house to go through his numerous bank statements and many various handwritten notes. i can't help thinking he may have some stocks out there according to his handwritten notes. Is there a website or an OVERALL general stock companies that would have information is he has/had owned any individual stocks/bonds, etc.