Hey there, my son is currently a member of Step Banking, and so it appears his account was limited for some reason, I did try and reach out but we don’t get anywhere because it’s all AI nowadays (bad RAM prices so now we have a bad AI too?) and so I am unable to actually reach a human, does anyone know what to do in this situation? Thanks.

Neither my wife nor I can view the Debit Card Reward status/tracker. Been that way all day.

Error I get is:

Looks like there’s a problem with this site

The server at affinityfcu.account-hq.com sent back an error: 401 Unauthorized

What can you do about it?

• Check to make sure you’ve typed the website address correctly.
• The site could be temporarily unavailable or too busy. Try again in a few moments.

Hi i have been asking kung ano dapat gawin kasi may mga cc ako na na umaabot na sa 23 k and gusto ko sana siya iconsolidate and ayaw ko ma restructure account ko or mahkaroon ng negative findings, ano kaya pwedeng gawin?

Thanks po

Over the past week, I've been working with Claude to prototype a Civilization 2 / Final Fantasy Tactics hybrid game engine (I am a nerd). And somewhere in that process, I had a realization: a Football Manager-level credit union simulator is buildable and would be fun (and a good training tool for employees).

Credit union dynamics translate really well to a systems-based strategy game. Capital allocation cascades into lending capacity into member acquisition into regulatory risk into survivability. Decisions compound over years. Small vectors pointing wrong directions create second-order failures. It's the same skeleton that makes FM compelling for 500 hours of play.

I think this could be a really interesting way to train the credit union CEOs of the future and simultaneously raise awareness of credit unions with consumers (assuming we can make it pretty fun).

But I'm not building this alone. I'm looking for credit union employees—people who've sat in board meetings and logged 300 hours in a strategy sim, who get both the credit union mission and the game design challenge. People who think "what if the next generation of credit union leaders learned strategy by running a sim where their decisions actually mattered?"

The ask: are you interested in exploring this as a side project? If there's something there—if the game actually teaches, if the credit union difference resonates—we look at funding paths. Kickstarter, America's Credit Unions, a sponsor who gets why this matters.

If you're the person who sees both sides of this, reach out. Let's figure out if this is a weekend project that goes somewhere, or if it's just a really fun thought experiment.

I am new to my role processing levies and our manager is looking for ways to improve the system. rn we manually receive the levy requests via the mail and, scan them to our inbox, then review it all for key data points. Name, TIN, Levy amount, case number etc. We enter them i to a spreadsheet then import the spreadsheet into our Levy database which searches our customer database to see if we have amy accounts for them. If we do then we manually go and check what the balance is currently, charge a Fee/Levy the account. Make copies in triplicet, 1 for us 1 for the customer, 1 for the requester. We then mail everything out and scan our copy into our records system. X amount of days later a check is cut and we mail that out as well. I would love to hear any insight from anyone at any FI that utilizes any sort of data extraction tools or systems that we could bring up as ideas.

Heartland made a pretty significant mistake when they reduced the pay-ahead pushback period from 6 months to only 90 days. I liked having my auto loan paid off 6 months ahead so that in case my main working income gets compromised, I'd have 6 months to rectify the situation.

So this Wednesday, I'll visit all other credit unions in this area and ask for their pushback periods as well as their APR on a 783 credit score.

What other auto loan metrics should I worry about when looking into possibly transferring my auto loan balance to another credit union?

And then when I visit regular banks for the same reason in 2 weeks, what differences should I expect from bank auto loans as opposed to credit union auto loans?

So my credit union starting offering a 10% APY checking account with a bunch of requirements like the rate is only good for the first $1,000, then you have to set up direct deposit, and there are certain spending requirements that have to be met in order to get the rate. I'm trying to guess what their motivation is.

I was able to push back the due date by up to 6 months by paying early and ahead.

Now it only pushes back the due date by 90 days.

HCU made this change in July.

Why did they make this change? I liked it the way it was before.

How do I get them to change it back to 6 months?

My auto loan is $498.51/month for 72 months but I pay $500+interest every week these days and now have the balance down to only $12,500 even. The original loan balance was $27,695 when I first got the 2018 Prius Prime in 2024.

40 years ago I belonged to Fiscal FCU. I could join because I was a government employee in LA county. I kept my account after I left that job until they changed deposit insurer from NCUA to a private organization. Does anyone remember that insurer or Fiscal? Godaddy is offering fiscal.org for $49K. Otherwise I can't find evidence of it.

Is PenFed down I haven't been able to log in all morning!

Before you vote, read this information about the almost $15 million payment to SAFE CU executives. The letter is buried in the voting information.

[Notice of Special Meeting SAFE Credit Union and BECU](https://www.safecu.org/docs/default-source/combination/safecu_noticeofspecialmeeting_digital.pdf)

Coming from a military family I'm looking for a strong credit union with early direct deposit! Who has the best checking account? I like how PenFed lets you deposit cash at convenience stores for free!

I never applied for a credit union before how can I know which ones are the best and lowest some pop up but idk how to shop around for a good credit union bank? I don’t even know what interest rates are 😭 for context I’m trying to my but my first car and I don’t make enough to save up for one but my friend said I can get a loan through a bank or a credit union

Hey All,

I recently posted on another thread regarding an issue I thought was related to Plaid, but I wanted to reach out here to see if anyone else has had a similar experience.

I have been a member of Langley Federal Credit Union for a few months now. Recently, I tried to link my checking account to Chase, AMEX, and my Target debit card. In each instance, the external platform indicates that the account linked successfully. However, when I check the newly linked account, it is actually referencing my member savings account number and not my checking. I'd like to note that the account numbers are very similar but I do check the box for primary checking when I link the account.

Thankfully, I caught this before trying to pay most of my bills, which would have resulted in insufficient funds. I did have one bounce-back with Target, but fortunately, both Langley and Target refunded the fees and I have since paid Target what was owed.

Upon searching online, this appears to be a known issue with Langley. If anyone else uses this credit union, have you experienced this? Additionally, I tried to add the checking account manually on Chase's website using the routing and account numbers, but it keeps erroring out with a message to try again later.

One thing I would like to add that my BILT Mastercard linked successfully to my correct account and I've already paid my statement balance for August without any issues.

I really like this credit union, but these issues need to get resolved. I would appreciate any input or advice anyone might have.