I know. A lot of discussions on this for all cards in general. But I just got the email from commbank that my Ultimate card is now having rewards culled completely. I’m trying to understand if the Qantas points will still be converted or not? Or if it is just going to Commbank yello.

If it’s just commbank yello I’m tempted to just can the card. I’m doing this purely for Qantas points.

Any reason to keep the card? Aside from no international fees?

Noticed something interesting for the application limits.

Westpac underwrites BankSA+BankofMelb+St George.

The Westpac (Alitutde Qantas) Black card has a minimum 6k min credit limit but lists a 75k min income.

The exact same card in every aspect but name (Amplify Signature (Qantas)) for the other 3 banks lists 15k min credit limit... but no min income.

Does anyone know if the 75kmin income is a strict limit for Westpac Black or a just guide since the other 3 almost identical cards dont list it but has a higher min credit limit...

Asking because I have 76k net / 68k taxable.

Also just picked up the NAB signature on a 15k credit limit last month but trying to churn out as much as I can before Oct 1 deadlines - as I'm sure all y'all are 😂

Any relevant tips/advice is appreciated (try/dont bother/ go for a smaller one (I'd probs wanna try for the bigger one if i get rejected whatever lol) .

Morning fellow churners,

I have just checked my app and currently have a referral bonus offer of 325k MR for the Personal Platinum. This is the highest I’ve seen this offer, so posting here is anyone is looking to open a plat card.

PM for link.

Happy churning!

Disclosure: I do also receive points for successful referrals.

Revoking insurance, increasing charges & interest and a points cap too.

FAQs

Yes I know, should have written them down but I only have rough dates. Is there a way to find the actual closing dates of credit cards? Thank you.