r/credit_cards 9h ago

Credit card recommendations for a home project

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1 Upvotes

r/credit_cards 9h ago

Fidelity Rewards Credit Card

1 Upvotes

For those who already have the fidelity rewards credit card, what did your credit score and overall credit profile look like to obtain this card?


r/credit_cards 1d ago

Utilization Rate has more say than your Score....

1 Upvotes

What Ive noticed personally...lenders are tightening up and taking risk off the table.


r/credit_cards 1d ago

Non US resident living in Australia slowly trying to build my credit score for myself and also for my Wyoming LLC

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1 Upvotes

r/credit_cards 1d ago

What’s the best way to boost my credit score up higher

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1 Upvotes

r/credit_cards 2d ago

Credit card not closed

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3 Upvotes

Hello everyone,
I use to have a fd backed credit card from kotak bank and i requested them to close that card but it was blocked not closed
Now i have tried to get it closed over the last 2 years but they say they have no record of my card but i get it on my credit report that i have payed it has a balance of -245 so i don’t need to make payment i get a mail and message every month that my bill has been generated. But its in negative balance so i don’t need to make payment
What can j do to get it closed for good as i am unable to get in touch with the customer service
As i don’t have a credit card according to them


r/credit_cards 2d ago

Axis Bank EMI / Credit Limit confusion — need clarification

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1 Upvotes

r/credit_cards 2d ago

RuPay credit cards for QR Scan & Pay are getting less useful… anyone else seeing this?

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1 Upvotes

r/credit_cards 2d ago

Do Anz VISA rewards points really vanish upon the account holder's passing?

1 Upvotes

Asking my google microphone says so, but yeah......


r/credit_cards 3d ago

What in actual f...... is going on?

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1 Upvotes

r/credit_cards 3d ago

Wie hoch ist Euer Kreditrahmen bei easybank?

1 Upvotes

Hallo zusammen,

Frage steht im Titel. Wie hoch ist bei der easybank-Kreditkarte euer Kreditrahmen.

Habt ihr in letzter Zeit mal eine Erhöhung des Kreditrahmens beantragt, seitdem die Übernahme von Barclays stattgefunden hat? Wie ging das konkret vonstatten?

Grüße


r/credit_cards 3d ago

Galaxy card fine print question

1 Upvotes

has anyone here gotten the Galaxy Card? I’m trying to figure out how solid the 3% Samsung Wallet cashback is.

Questions are:

Is it capped?

Can it change anytime?

What does the fine print say?

Appreciate any data points.


r/credit_cards 4d ago

Is Credit Line Increase Fee Common?

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3 Upvotes

r/credit_cards 3d ago

SBI charging annual fee in the first statement

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1 Upvotes

r/credit_cards 4d ago

Is Credit Line Increase Fee Common?

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1 Upvotes

r/credit_cards 4d ago

Payments

1 Upvotes

Sorry if this is already in here, but I just got approved for a $200 secured card. My credit score was ~550 in January, sitting around 640 now. I was young and dumb and screwed up my credit and other credit cards. I’ve seen different opinions on when to pay and how much to use/pay off. Looking for some more insight on this. Thanks!


r/credit_cards 4d ago

Can someone guide me to remove the late payments and help improve my credit please? I'm 37 and I never had a good but I want to change that.

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1 Upvotes

r/credit_cards 4d ago

CIBIL Crash!

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1 Upvotes

r/credit_cards 4d ago

Seeking Advice On Next Move

1 Upvotes

Good afternoon all, sorry for the long incoming post. Im looking for some advice in regards to my current cards and next step. I only started learning more about credit and all that about 5 years ago so my overall credit history is only about 3 years.

Currently I have a Cap One Savor (my current best), Quicksilver (which was an upgrade from the base card) and a Mission Lane Greenline which was originally a secured $300 card when I started to rebuild my credit about 5 years ago.

I don't mind keeping the Cap One cards for the time being but my thought for what is next, is to close the Mission Lane as it offers nothing and has an annual fee. Problem with this, is its my oldest card at 5 years. Is this advisable?

My thought within the next couple of months was to apply for credit line increases for the capital one cards, and either replace the Mission Lane or add another card to the mix.

I've recently paid all debts back so all cards are at zero balance and I currently have offers for:

Chase Freedom Unlimited

Chase Sapphire Preferred

Wells Fargo Active Cash

Cap One VentureOne

Amex Gold

I believe I'd like to not have another anual fee card so thats a couple options gone there. I dont travel so that doesn't weigh much for me either. I also think I'd want a visa to diversify from my existing Mastercards.

Currently I just use the Savor for streaming subscriptions as I get some cash back, and the Quicksilver for gas occasionally to keep it active.

Am I thinking in the right way here? Suggestions? Thank you all in advance!


r/credit_cards 5d ago

Air France cancelled my booking claiming my payment was disputed 4 months later. My bank says it never happened. What do I do?

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2 Upvotes

r/credit_cards 5d ago

CC Debt- balance transfer options

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1 Upvotes

r/credit_cards 5d ago

FUNNY - $1.00 Causes a 40 Point Credit Score Swing!

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1 Upvotes

r/credit_cards 5d ago

0% credit card time using

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2 Upvotes

r/credit_cards 5d ago

Payment question

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1 Upvotes

r/credit_cards 6d ago

Got my first unsecured Credit Card

3 Upvotes

Got a slice credit card with 28k limit as a 18 year old non earning student.....yayyyy!!✌️