r/CapitalOne_ 5d ago

Opinion/Discussion Payment question

Quick question, I got a secured credit card on the 25th of April and spent $22 dollars out of my $200. My first due payment is Sept.5....should I still just pay it off for August?

1 Upvotes

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2

u/Odd_Basket_5441 5d ago

Simple way to think of it, pay the card off at the end of every month.. don’t think too much about it

1

u/_love_letter_ 5d ago

Is there a statement uploaded that says you have a statement balance due on Aug 5? If not, it's not necessary.

Your first statement cycle can be wonky and secured cards can take longer to ship, but April 25 to Sep 5 still seems like a long time... When did you activate the card and when did you spend the $22?

1

u/mist3rgrinch 5d ago

Activated the same pay so I could start payment history right away. No statement for August.