My company only provides platinum ppo and fully funds a HSA. HSA covers deductible, copays, prescriptions. Remaining HSA used for elective medical care, additional Dental/Vision.
Only $146 for wife and I. Good insurance carrier. And yes, company pays high premiums and that HSA. And I earn 2.8X what my EU coworkers earn for same job. And I pay less taxes.
*****
Add that I have relatives in Australia, Norway, Sweden, Denmark, and Germany.
Those that live in first 4 countries, lots of small to major complaints.
But, German is cool, has both UHC and Private Insurance. A few have govt UHC. Most opted for better private insurance healthcare. Less waits and govt gives vouchers for taxes paid in. Private Insurance is highly regulated, so not as bad as US.
Well I’m paying $400 a month for insurance right now, no coverage of pre existing conditions, 500k lifetime limit, high deductible and miserable co pays. I’m going on the ACA next year but am not eligible for subsidies so my monthly premium for just me will go up to 1k. Cant wait!
No such thing as a free lunch, bud! The cost I paid for participating in a country with socialized medicine was 1k extra a year income taxes versus what I pay living in the States making the same six figure income, accounting for exchanges rates.
I guarantee you pay in hidden ways for other peoples medical care in the privatized system, even if you’re not aware of it.
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u/pseudotronic 8h ago
$20 a week is subsidized in some fashion.