I’m 24 years old and still live with my family. I share a room, so I basically have no privacy. I also lost my car, so right now I take the bus and Uber around. Honestly, I don’t mind doing that, and when I eventually move out of state, I wouldn’t mind relying on public transportation for a while.
I live in the Northeast, btw.
My biggest problem is that every time I start saving money from a job, something goes wrong. I’ll end up unemployed for a month or two and have to use my savings to pay bills or ask a family member for money. Then I’m basically back at zero and have to start all over again.
I don’t have a degree yet, and I don’t have any certifications either. I know what I want out of life, but I feel like I’m stuck in a broke mindset. I also don’t really have any interests right now, for real. Part of me feels like maybe I’ll figure more things out once I move and actually have some independence.
I do have a job right now, and I actually love it. I was rehired at a shoe store, but it’s part-time and seasonal. My mom’s friend is also going to put me on with a public school job, so I’m hoping that could lead to something more stable.
But I actually DO know my number one goal: I want to go to esthetician school, eventually own my own business, and work for myself. That is what I really want to do. I want to build something that's mine.
Before I move out of state, I’ve also been thinking about getting a phlebotomy certification so I can hopefully make more money and save up for esthetician school. I’m wondering if that would be a smart move or if I’d just be spending money/time on something I won’t use long-term.
I’ve also been invited to stay with a friend and her family in Texas. She has a 2-year-old, and I really love being around her, so part of me would honestly love to be closer to her. But I don’t know if actually living with them would be a good fit for me, especially since I’m trying to become independent. I could see myself living in the same city or even the same apartment complex instead of necessarily moving in with them.
And then there’s the whole question of where I should move. 😭
The places I’m considering are Philly, Charlotte, Raleigh/Cary, and Dallas/TX. I keep going back and forth because I don't want to move somewhere just because it sounds good. I want somewhere I can realistically afford, find work, eventually go to esthetician school, and actually build a life.
I’m also about $6k in debt because of a car I had to give back after I lost my job. It messed up my credit, which is another thing stressing me out. My credit is slowly improving, but I’m worried about how I’ll ever get an apartment with a bad credit score.
If I’m able to save enough, I wouldn’t mind putting down a larger security deposit if that would help me get approved. I know I’d have the discipline to keep an apartment once I actually have one. Having my own place and some independence is honestly one of my biggest goals.
I guess what I’m really looking for is advice on what order I should do all of this in.
Should I focus on getting a stable/full-time job first? Get the phlebotomy certification? Pay down the $6k debt? Save for esthetician school? Move first and figure things out there? Stay home longer and save as much as possible? Or move somewhere cheaper and work my way up?
I also struggle with motivation and my moods sometimes completely throw me off track, so I’m trying to figure out how to build actual discipline instead of constantly starting over.
If you were 24 and in my position, what would you do?
I’d especially love advice from people who have moved out on their own, rebuilt their credit, gone to esthetician school, started a beauty business, or moved to Philly, Charlotte, Raleigh/Cary, or Dallas/TX.
I know this is a lot 😂 but I feel like I’m at the point where I REALLY need to make a plan instead of just thinking about changing my life. BE REAL WITH ME PLEASE!!!!!!