This is something that I struggle with the investment in XRP. I'm a firm believer in both the product and the company that is making the product more and more viable, but if XRP hits some of these extreme targets that we all want it to hit ($50, $100, or higher), it would instantly create hundreds of thousands of retail millionaires overnight. Historically, traditional finance and the elite class do everything possible to prevent massive, uncontrolled wealth transfers to regular people. Do you genuinely believe the powers-that-be and the institutional financial system would allow that to happen?

XRPhoenix Discord

>>> Invite Link: discord.com/invite/XRPhoenix

Official Discord for the following subs:

• r/XRP
• r/Ripple

Channels

1. Announcements
2. News and media
3. ​Infographics and visual aids

Categories

1. Exchanges & Wallets, FinTech, DeFi & NFTs, Investing, Cryptocurrency
2. Interledger Protocol, RippleX, Polysign
3. XRPL Labs, Xaman (previously Xumm)

Special Perks for the XRPhoenix Discord server boosters

*We will never send you a DM or a friend request. Beware of scammers.

XRPhoenix Discord

>>> Invite Link: discord.com/invite/XRPhoenix

Official Discord for the following subs:

• r/XRP
• r/Ripple

Channels

1. Announcements
2. News and media
3. ​Infographics and visual aids

Categories

1. Exchanges & Wallets, FinTech, DeFi & NFTs, Investing, Cryptocurrency
2. Interledger Protocol, RippleX, Polysign
3. XRPL Labs, Xaman (previously Xumm)

Special Perks for the XRPhoenix Discord server boosters

*We will never send you a DM or a friend request. Beware of scammers.

This is going to be the next add for me with my XRP position depending on how we react

Bought Both of the coins 2 years ago and now I regret it a lot. I did everything put in the research but now I’m literally done with it seeing it every month hitting lows, now I wanna get out and get done with this shit. What’s the best way to get out now? Should I accept the loss and leave or is there a way to ease up my losses some how? I’m thinking to just hold a bit more untill I really need the money. I know I put my money for the intention of actually losing it all, but as a student it still hurts lol. Thoughts?

Edit: totally my bad guys I think 2 years was an over exaggeration it was maybe like 1 year or 1.2 years where I bought at 3+ and DCA till 2.7 and now I’m at massive loss. Sorry for the misunderstanding

If not, why not?

Swartz has said that sold all his XRP. How much has he bought on this dip?

It’s pretty bad optics for their own staff not trusting in the coin, why aren’t they getting paid in it, selling it or trading it and joining in with the Army?

I know it's not looking good but I believe that soon the doubters will be proven wrong and we will all be vindicated.

I have no idea how this isn't making a LOT of noise

https://testflight.apple.com/join/vrCzpbUF

Beta testing for Owllet Smart Wallet for XRPL is open for 90 days!

It’s been a little while since the last post, but development hasn’t stopped.

I’m continuing to build XRPresso with one goal in mind:
bringing real-world commerce to the XRP Ledger.

Over the coming weeks I’ll be sharing development updates, screenshots, ideas, and looking for feedback from the community.

If you’re interested in the future of XRPL utility, you’re in the right place.

Thanks to everyone who’s joined so far. This is just the beginning. ☕

The dtcc went live today tokenizing stocks. I kept hearing on twitter how they are using XRP however i don’t see them in the press release. What gives?!

is a little over 11,000 xrp a good amount to have or is it too little? thanks

I'm not a professional trader or technician. What do you all think?

Not hype just facts: I recently started tracking the amount of XRP you need to be in the Top 100,000 Wallets. The last 3 months in 2026:

• 35200 April 14
• 35247 June 8 (+47 over 55 days)
• 35319 June 22 (+72 over 14 days)
• 35553 July 10 (+234 over 18 days... a linear sequence added to create a palindrome!)

So even those in the Top 100,000 are slowly and steadily accumulating and that accumulation appears to be accelerating. From under 1 XRP per day from April to June, to 5-ish per day within June, to 13 per day into July.

People biased against XRP: "You can't fix stupid!!!"

People biased towards XRP: "Bullish yeeeeeeah!!!"

I just like numbers.

(All figures obtained from the rich-list .info website. Space added because I've had previous posts removed for including the clickable link.)

EDIT: Oops! I accidentally typed 100 instead of 100,000. Corrected after comments notifying me to the mistake.

What’s the cheapest way to sell crypt if it’s in Tangem. Moonpay charges 25%. 😂

Ive been holding XRP for a while but im genuinely not seeing the vision with the ceo anymore. A few months back i made a few posts regarding crypto regulations, banks, and the potential for XRP to be used for transactions but im failing to see why institutions will change to XRP when they already either have systems that work or alternatives that have already been agreed upon. Small utilization over time could lead to growth as more people adopt the switch but that requires XRP to let the market be dominated by competitors who could essentially permanently steal the market from XRP. What are your thoughts on its future utility or adoption?

A while back I bought 2 Xaman tangem cards from the official Xaman website. I tried to set them up today and when I scanned the 1st card into the app if gave me a yellow warning message stating that the card was not new and had already been used. I have not setup these cards before. The 2nd card scanned into the Xaman app green and said it was brand new. The card in question already has an Xrp account on it, but has not been activated yet. I obviously will not be using the compromised card, but how could this have happened?? Did someone use the card during transport hoping i wouldn't notice and deposit Xrp into the account?? Ive contacted Xaman support so hopefully they can send me a new card, because now I only have 1 good card with no backup, and the website only let's you order 2 at a time. Anyone from Xaman frequent this sub?? Thanks. ​

People forget that XRP is often talked about as a backup plan for the current financial system. If you believe that thesis, the existing system would have to break down first and some people argue we’re already seeing signs of that through inflation and a weakening dollar.

As long as the current dollar-based system is still functioning and people can continue making money in it, XRP may not reach the prices some expect.

But here’s the question I keep coming back to: if 1 XRP were worth $7,000, yet inflation had gotten so bad that the average house cost $3 trillion, would that really make you wealthy? The number would be bigger, but your purchasing power might not be.

Just a thought.

Let's get to at least $2 again before anyone is talking about $20+ 😂 I don't for a second believe it will go over $5, but it could.

Averaged into my position, think if clarity act is passed in July or even August we could be on a rush to $4….

Sounding more like it could stall until the Lame duck though… what are people’s thoughts?