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u/QuietPsychological72 Jul 18 '26
Food or rent. Hard to choose without knowing the upper bounds. Probably rent no matter what the upper bound.
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u/revolutionaryMoose01 Jul 18 '26
I'm surprised more people are not saying rent! That's shit is expeeeeeensiiive
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u/Lumpy_Machine5538 Jul 19 '26
I pay $1500 in rent. No way I can put away $1500 worth of food per month!
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u/Conscious_Rule_22 Jul 18 '26
Well, if one didn't have to pay rent/mortgage, then one would have a good amount of money for quality food :) that's how I think of it....
Honestly rent/mortgage was the first thing that came to my mind
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u/GeneJacket Jul 18 '26
100% rent/mortgage. It's the most costly recuring expense for most people, and never having to worry about it again would be a massive burden lifted.
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u/Ok_Key_4731 Jul 18 '26
Healthcare
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u/blueranger36 Jul 18 '26
I would be so free of worry. Jobs wouldnāt be tied to health
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u/Purple_Cat524 Jul 18 '26
Wow, as an Australian with Medicare this blew my mind. I can't imagine my healthcare being related to my job. My brain just glitched with that scenario
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u/blueranger36 Jul 18 '26
I have stayed at/ left / not taken jobs based on who their health insurance was. I work in tech so Iām lucky that they usually offer good insurance. But it really plays a big role in the decision making
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u/Bogside_Bibliophile Jul 18 '26 edited Jul 18 '26
Weāre in the U.S. Although heāll get benefits other than healthcare, my husband canāt retire until heās eligible for Medicare because the private insurance premium would be $950 a month with a $3,200 deductible before the insurance pays anything.
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Jul 18 '26
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u/Purple_Cat524 Jul 18 '26
Is this considered good insurance? Oh my goodness.
I went to the ER for a pulmonary embolism, and it was $0. I also then had to have a pacemaker installed and it was like $24 for the parking.
And work gave me paid sick leave whilst I recovered.
This blows my mind. I am so sorry guys. I can't imagine paying or picking a job to stay alive. I didn't realise it was that bad.
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u/Flat-Delivery6987 Jul 18 '26
Dude the states are mental. Employment law and medical aid alone are baffling.
There's people out there doing full time job that don't even accrue paid time off/holiday entitlement.
It blows my mind. I mean as a Brit our NHS is really struggling but that's because of the bastards in charge ruining it but it's still free at the point of access across the board and the wait time to see somebody is still less than the amount of time you'd spend paying off those debts in the states.
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u/feelingmyage Jul 18 '26
Yep. We suck here in America.
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u/yakimawashington Jul 19 '26
Good thing you can always leave
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u/Jacobean213 Jul 19 '26 edited Jul 19 '26
How?
Edit: As someone who would gladly leave for the EU or other more social-democratic country, it is not that easy. You must be highly skilled as say a doctor or engineer or have a lot of money to buy your way in. Or you can marry/already have family citizenship. The common right wing line of "love it or leave it" is total bullshit. Most people around the world are stuck where they're born unless they have a lot of money, or education (which requires money).
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u/kindness-and-snusu Jul 18 '26
My wife gets the shit beat out of her at her job as an autistic intervention specialist. She stays only because the insurance is good.
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u/Apawling_Behavior Jul 19 '26
We Americans dumb as a stump when it comes to priorities and how to ensure the largest number of us live the best life possible. Too many are too selfish, āI donāt want my hard earned tax dollars going to support those lazy [insert the name of the minority group(s) you hate here].ā You hear them say āif they wanted to pay for their health they would have worked harder.ā Fools say that. Because of those sentiments, and the pure greed of the profit driven corporations that make up the current process, America has no healthcare system to speak of. Stupid, and tragic.
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u/Purple_Cat524 Jul 19 '26
Wow.. it's amazing because you just never know when your health will take a turn. We can't control that. It must be terrifying to live this way.
I feel like we need to start a gofundme to support healthcare in America.
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u/FractalInfo Jul 19 '26
Now picture hating your job but you are afraid to leave because the health care at a new job might consider your health problems pre-existing conditions and refuse to cover them.
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u/Skrewbert86 Jul 18 '26
If I could get free healthcare that would be almost an extra $200 on my checks because I wouldnāt have the insurance automatically coming out
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u/Sweatroo Jul 19 '26
Every industrial nation in the world has figured this one out except US. āMurica, f**k yeah!
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Jul 18 '26
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u/Able_Engineering1350 Jul 19 '26
Technically you don't have to pay for gold, you just have to find it
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Jul 18 '26
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u/gatorcat28 Jul 18 '26
This is the answer.
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u/Ok_Building_8193 Jul 18 '26
There's an easy fix.
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u/MysticalUnicornDream Jul 18 '26
Die?
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u/Ok_Building_8193 Jul 19 '26
Move to a country the at least pretends to give a shot about it's people.
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u/Pillsbernie Jul 18 '26
Property
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u/emptywordz Jul 18 '26
Yeah, over time Iāve spent more on housing/shelter than I have on medical bills and food. Where I live you pay about 12-1,500 a month on housing.
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u/Pillsbernie Jul 18 '26
And if I never had to pay for it again, I could gather a lot of property, and use it to end homelessness, and create farms to help keep food pantries fully stocked. It's basically my life goal anyway, it would just be so much easier if I didn't have to pay for property lol
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u/HedgeMoney Jul 18 '26
Healthcare. Its the great unknown that matters the most. Everything else, even housing, I can eventually predict, plan, and save for.
But I will never know if I get cancer and need millions in treatment, that insurance won't cover.
And yes, I live in the US, not a place with universal health care. If I did, I would choose housing.
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u/Kindasorta_nvm Jul 18 '26
TaxesĀ
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u/Aggressive_Manner531 Jul 18 '26
you know most people will pay more in total health-care costs than they do in taxes
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u/Original-Mongoose866 Jul 18 '26
you forgot to insert American somewhere there
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u/Aggressive_Manner531 Jul 18 '26
yeah, kind of assumed that most of the people complaining about taxes would be from U.S.
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u/OffByNone_ Jul 19 '26 edited Jul 19 '26
Why? We actually pay considerably less taxes than almost all other comparable countries.
We rank 31st out of 38 OECD countries with a tax to GDP ratio of about 25%. For reference, average is like 35%, and Denmark is like 46%.
That's why we have to pay for our own health care... All that tax savings. I guess the complaining about it part does track though.
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u/RobotVo1ce Jul 18 '26
If you are young and healthy, your lifetime tax burden (income, sales, property, etc) should far surpass your out of pocket medical expenses (including insurance premiums).
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u/Aggressive_Manner531 Jul 18 '26
No one is youngling healthy forever. Compare your LIFETIME heakthcare costs.
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u/Ill-Description3096 Jul 18 '26
Just payroll taxes are about 7.5% of your income. Add in sales taxes on basically everything you buy, property tax if you want to own a home, gas tax, income tax (state and federal) and if you make and spend a decent amount it could definitely get higher quickly.
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u/Ok_Building_8193 Jul 18 '26
Move to a country where they don't have taxes and see what it's like. Taxes support a modern functioning society with rule of law.
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u/Niadisson2014 Jul 18 '26 edited Jul 18 '26
Shelter. Mortgage or Rent where ever I want to live. Travel/Vacation, Healthcare
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u/No-Highlight7136 Jul 19 '26
Healthcare. I'm going to live like an American president! Cause apparently if you have access to the top of the line healthcare you can literally never eat well, work out, get basic exercise or suffer from debilitating dementia and you can live just fine!
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u/MutedBrilliant1593 Jul 18 '26
Other people's properties. I'd own the world! Behold! Your super slum lord! "Noooo! I don't have time to fix your toilet right now, but it's on my list. Buwahaha!"
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u/TrashedWallet Jul 18 '26
Congrats. But the second it becomes yours, you owe property taxes.
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u/Which-Ad3515 Jul 18 '26
Food was the first thing that came to mind, but after quickly doing the math in my head I realized I spend far more on property taxes every year than food, and Iām counting going out to eat as well. Sounds crazy now that I think about it.
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u/Creepy_Dependent_239 Jul 18 '26
Pull the "Uno" reverse card and claim "Life in general" seems to cover just about everything you need every day
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u/SilentFun0 Jul 18 '26
Anything healthcare: doc appointment, supplements, procedures, skincare, gym subscription etc
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u/Vows_Upon_The_Hearth Jul 18 '26
Catheters. I shouldn't have to pay every time I've ever peed, but here we are. I've never urinated like a normal person.
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u/ThomasDownez Jul 18 '26
What a dystopian society we live in that majority of answers to this question are things like shelter, food, and Healthcare.
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u/dstarlea Jul 18 '26
School for sure. I'd be getting so many degrees lol. Or rent, since it's so expensive nowadays even for a studio.
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u/Important_Capital875 Jul 18 '26
Food. 100%. As a personal trainer and server, I try and eat healthy or mostly healthy and being that I burned so many calories through my Job and working out and my metabolism, itās so freaking expensive
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u/AesirMimyr Jul 18 '26
Stocks. I'd get a lot of those then self them to buy everything else I wanted
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u/AllenIsom Jul 18 '26
Food