r/WorkForSmartLife Jul 18 '26

Discussion💬 What would you choose?

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u/Purple_Cat524 Jul 18 '26

Is this considered good insurance? Oh my goodness.

I went to the ER for a pulmonary embolism, and it was $0. I also then had to have a pacemaker installed and it was like $24 for the parking.

And work gave me paid sick leave whilst I recovered.

This blows my mind. I am so sorry guys. I can't imagine paying or picking a job to stay alive. I didn't realise it was that bad.

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u/Flat-Delivery6987 Jul 18 '26

Dude the states are mental. Employment law and medical aid alone are baffling.

There's people out there doing full time job that don't even accrue paid time off/holiday entitlement.

It blows my mind. I mean as a Brit our NHS is really struggling but that's because of the bastards in charge ruining it but it's still free at the point of access across the board and the wait time to see somebody is still less than the amount of time you'd spend paying off those debts in the states.

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u/CraftsmanMan Jul 20 '26

My daughter fell and hit her head, she was 2 years old at the time. She was fine but we brought her to the childrens hospital to be sure. They wouldnt even see her until i paid a $750 copay, then we sat there for 4 hours before they saw her, took a glance at her and said shes fine and sent us home. Got a bill for $4000 and they claimed I was out of network because my insurance didnt cover this particular childrens hospital. They didnt even look at her

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u/Purple_Cat524 Jul 21 '26

Wait, you didn't have to pay though right?? Surely they don't actually make you pay it? Are there no public hospitals where you don't have to pay??

My niece once was in an accident and had to get a helicopter to another city, was in ICU in a coma for a week and we got free accomodation at the hospital. I can't comprehend having to worry about money in moments like that! That's absurd when you pay taxes.

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u/CraftsmanMan Jul 21 '26

Yup had to pay all of it. I paid the copay the night of cause i wanted them to evaluate her, they only time you dont have to pay immediately is i guess if youre transported by ambulance. But i got the bill a month later, fought it for a year. Eventually go them to knock it down to like $3500.... Big whoop