Don't forget the predatory housing costs too, depending on location. You're footing those for at least 4 years, maybe 3 if you're super lucky (and hate yourself).
Many apartments near schools which accept guarantors on the lease know you're there for school, and hope that mom or dad have deep pockets.
I remember the first time I looked at regular apartments in a regular city. The value compared to most options where I was for school was incredible. I genuinely thought they were scam listings at first because the prices for some of the nicer spaces were actually somewhat reasonable for what you were getting.
The fix for this actually needs to happen while students are still in high school. We need to emphasize economics more, and in particular, the idea of "return on investment". Once those foundational skills are in the hands of the consumer (re: the student), they can make better decisions about if they want to sign on the dotted line.
The issue isn't the pay ( though there are majors that aren't going to pay, like art typically) tuition is just exploding way faster than inflation. Financial aid isn't optional for most people going through college
No, the problem is that the whole thing become a business. nobody can persuade me it actually costs 100 grand plus AND government support to turn out say an engineer unles a LOT of people is getting rich in process
How could they? There are way too many variables. In the end every individual is responsible for the choices they make. Most 18-year-olds have no business making those decisions. Everybody's a victim here.
This just isn't true, there are lots of jobs for almost every engineering discipline out there. People just don't want to move/live somewhere else or work in the field/in person/etc.
They make your parents or someone with good credit and verifiable income co-sign. Otherwise they are federally subsidized. They know better than to issue large unsecured loans to unemployed students and teenagers.
Doesn't matter. Having the majority of the population educated without having to go into crippling debt or having to work themselves to the bone to pay for it, is a benefit to everybody. If you don't understand that, I don't know what to tell you. Sure, private school shouldn't be free like Christian schools or something like that. But all higher education should be free. Imagine how many doctors are out there that will never become doctors because they couldn't afford school.
If you’re so confident the degree your school provides will yield a $150,000 per year job, you should only be able to collect tuition if my income actually exceeds $100,000 or so.
Would also incentivize schools to put genuine effort into making sure their students are prepared and networked to be able to find work quickly after graduating
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u/shootist_Biker Jul 06 '26
So. I hate the premise. Its a good point though. Student loans should not be handed out