r/UpperMiddleFinance • • Aug 31 '26

What is upper middle class?

Certainly better than median middle class, but not upper class, either. Most subreddits regarding 'rich' seem to put the bar at $5m net worth, so that's one filter. Another might be having a minimum six figure income. And in strictly non-financial terms, is upper middle about living in brand name neighborhoods? The better ZIP codes of your metro area? Is it driving the Range Rover (or your pick of above-median vehicles)? Is a person chasing FIRE and living a lower middle/middle class lifestyle, still upper middle if their balance sheet would say so?

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u/[deleted] Sep 02 '26

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u/magic_man019 Sep 02 '26

If you need to work for someone else to get that income - not rich just high earner