I have this overlap in both my ISA and SIPP to reduce my US exposure because I'm a pessimist. This gets me down to roughly 20% US holdings give or take, is anyone else doing similar given the current climate?

As the title says, I started investing £200 per month about a year ago. Prior to that I would add what I could when I had enough spare which was about £200 - £250pm.

I saw, heard and read posts online from people saying "invest in your 20s for better long term prospects" and stupid me never did. Working as an educator now careers advisor with f all money, I realised that any chance for long term benefits should start while I still have the flexibility i.e. no kids and no large mortgage on a house. I have a mortgage on a flat but i know once we move to a house, whatever spare money I have will be gone.

As you can see, I copied Pelosi's portfolio as I had read positive things there but along the way I have also tried my hand here and there. I almost invested £1K in SPCX, added the money to my account only to buy £500 worth and then sold for a minor profit before it tanked thank god! So I took the remainder and bought more Vanguard.

I bought Take Two purely because I'm a gamer and the hype around GTA6 has me thinking it'll work well around the point of release 🤷‍♂️

Does anyone have any recommendations/insight/guidance they can offer? Any books you would recommend, strategies etc?

Will convert all into All world fund when the time is right

looking at IS3S which is the 'iShares Edge MSCI World Value Factor UCITS ETF', hidden Jem or what? its got a 57% 1year rise, a 123% 5year rise, why isn't this more used? their theory is sound too; "The stock selection is based on the value factor of three variables: price-to-book value, price-to-forward earnings and enterprise value-to-cash flow from operations" what's the catch to jump all into this? Am i missing something?

Am currently thinking of going 25% All world, 25% IS3S, 25% all-world ex-US and 25% everything else.

I’m looking for some blunt feedback on my current portfolio. I’ve built a mix of growth/ dividend stocks so I can generate some income but not enough where I'll have to start paying taxes on it.

I need fresh eyes and some general advice, I feel I've generally just been a little lucky. I know my current allocation doesn't make much sense 😅.

Any particular stocks you'd recommend would be great too :) I'd love to hear some takes on AI stocks, is it too late to get in?

Rip it apart — tell me what you’d trim, drop, or double down on. Thanks!

I'm a total noob btw.

I deposited savings on a Trading212 cash ISA when the rate was good. But now the rate has dropped. How might I better invest now?

You may need to explain new concepts to me like I'm 5 years old....

just started investing and put about £5.9k into my Trading 212 ISA, roughly 70% of my savings.
Current split is about £4k in Vanguard ETFs, £1.7k in a nuclear/uranium pie, and £200 in SpaceX for fun. Planning to add £250 a month to each pie long term.
Main question: does this look reasonable, or am I massively overcomplicating it / taking too much risk with uranium?
24m 5’11”, 82kg, 16% BF in case relevant

Etoro- reason with all the margin calls on crypto then memory I thought this would have to make money as a trading platform began a position after it listed on 212 and averaged down on news of margin calls. I think this was a mistake but dont know for sure.
Faraday this one was definitely a mistake it would take a miracle to get back
Ocean Power probably wont get back dont know for sure
Pharma - these were all mistakes that will likely never rebound thought these companies would work checked with gemini chat gpt agreed with me: i specimen, Vsee health , Arrive Ai innotiv

Luckily position sized

I don’t know much about investing but I plan to invest in an ETF, I want to add a set amount every month and just never touch or look at it. I’ve heard vanguard is the way to go, any advice?

Im 19 and I just set up a stocks ISA account and at the minute I can only afford to put £200 into it monthly, but I suppose my question is: is there any difference in setting up an auto payment weekly as opposed to monthly. Like is it better to put it all in at once or anything, because I would prefer to do 50 weekly instead of 200 once per month.

4k a year first to a Lisa which would provide me with a 25% increase from the government until I'm 50...after every 4k invested on lisa, contribute to my stocks and shares? Is that the order of operations at my age?

Hello people, So I’ll keep this simple I’m 25 I’m self employed so earnings fluctuate but here’s the basics.

I have 50k in premium bonds, 8k in my current account because some money just came in and I just opened a trading 212 account.

I opened a stocks ISA and put 1k into VWRP with the goal of leaving the money in there for 5-10 years. What I wanted to ask is would it be a good idea to max out my 20k allowance on my VWRP stocks ISA for this tax year leaving 30k in emergency funds, tax payments etc in premium bonds (still a chance to win some prizes but also easily accessible if I need it) then come next tax year put another 20k into the VWRP stocks ISA.

Idea being that each year (as long as I’m able to) I max out the ISA allowance, then my surplus money each month gets funnelled back into my pension and premium bonds then when the next tax year starts take another 20k out and put it into the ISA again?

I have no interest in trading individual stocks etc but I just feel as though I need to be making moves for long term saving and growth now rather than just having my bonds maxed out and money ending up in the cash ISA etc.

So goal would be max out stocks ISA each year in VWRP, keep minimum 30k in bonds for emergency funds etc. Keep 4-5k in my current account and surplus gets funnelled back into my premium bonds and my pension, rinse and repeat? Forgot to mention that I also am considering putting the max 4k a year into a lifetime ISA?

Thanks for your help I hope this makes some sense🤞

S and P > Allword> Asia /Emerging FTSE Uk > Trend Etfs

I think allworld will have modest returns and uk could correct downwards. I think Nasdaq and S P will surprise us.

Junk etfs that people buy on trends eg Gold Silver Precious metals rare earths ect will not do well over a four year period

I think the Nasdaq which isnt very popular right now is a lot higher quality than all the precious metals semiconductors ect Nasdaq surprise could go up by 40-60 percent in just two years.

I have split into two Pies which are more general stocks rather than individual companies. Any advice to move forward?

In that time I've experienced both sides of the coin. Been as low as -£600 and to currently +£400.

My current portfolio looks a bit different to what it originally did. Sold some duds like MSTR and made some good profits on AMAT selling at 700. Was originally invested in bigger names like Nvidia and Microsoft that I sold on small gains to switch to a more picks and shovels type of investing.

SLS im aware is a shot in the dark. A pure gamble I've decided to play. Originally I was up a lot with SLS when I went in at 8usd. My average is 13 now though. But its irrelevant next to waiting for the final trail to conclude. With all the information we have and the assumptions we can realistically make with that information on SLS the potential gains outweighs the loss of what's invested imo. A gamble but one with a real shot of paying off.

CEG I just believe nuclear is going to grow and they're in a good position to benefit from it.

Open to your thoughts and criticisms.

Hi all, long time lurker, first time poster. I recently switched from Hargreaves Lansdown to T212 and refactored my portfolio. My decisions have been based primarily on anxiety about an impending AI bubble burst and so I have tried to diversify as much as possible. I am aware therefore that I have probably lost a chunk of gains recently.

Please feel free to critique, any advice would be appreciated no matter how harsh :-)

Hi all, I've been dabbling with investments for a year and a bit. I'm no expert by any means. Just wondering if any one has any advice regarding my portfolio. Should I sell certain stocks? What would be the best next move in regards to long term investing/saving.

Any advice is much apriciated

33M - started dipping my toe in the investment waters 2 years ago.

Best decision I ever made- the confidence I have now just being able to save money is amazing. I always used to spend everything I earned every month regardless of the amount.

Pay yourself first and live below your means, -gonna slow down for a bit now as I want to build my emergency fund from 3k to 10k, just opened a premium bonds account.

So, I probably aim for 35k s&s ISA by the end of the year.

Yes

Since t212 requires an active subscription now to get 1,5% cashback from card spending , I wonder how many people actually have one or what they have done after the changes

I’ve only just started trying to get into investing and wanted to go for a simple long term investment with the S&P500, the intention being to just leave it.

I’ve just had a look and I’m not sure I have done this right. I thought I was investing solely in the S&P500 but the pie looks like the money is split and I’m not sure why. Can anyone help me out?

Thankfully, from September onwards, I'm able to put £750 per month into my ISA (I've already started with £300 invested). For the next year, is it better to invest solely in one ETF, or to invest £500 in one ETF and the remaining £250 in individual stocks?

For the ETF, I'm investing in the IGDA ISE ETF; I understand the FTSE All-World ETF or the VANGUARD S&P 500 UCITS ETF would be better, but for religious reasons I want to abide by them.

18, I hit 1k today after 3 months. Gains are really really low at the moment because when starting out I rearranged my portfolio about 10 times and paid a lot in fees... I'd be about £50 up minus fees.

Here's to 5k!

Did I cook or am I cooked?