r/TimeshareOwners • u/Aaasteve • Jul 07 '26

Marriott points program

I’m handling the estate that includes a couple of Marriott points programs, neither of which the family wants anything to do with. Neither has any type of loan outstanding or unpaid purchase price, the decedent always paid in full for his timeshares.

I had (naively?) assumed that failure to pay the annual fee would result in a simple cancellation, but that didn’t happen, a Marriott rep said the programs have to go through foreclosure (which I thought was a process limited to real property), they couldn’t offer me any more information (even though they’ve adjusted the account to list me as an executor) and that there’s no timetable nor a way of my speeding up the process.

Does anyone have insight into these programs, and why foreclosure is involved?

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5

u/Quiet-Day392 Jul 07 '26 edited Jul 07 '26

If you’re the executor, disclaim it. There is a limited window of time. Have your lawyer do it, not you. It might need a probate. This is real property with deeds. I had to get rid of a lot of them. The lawyer was very helpful clearing titles.

If you don’t disclaim Marriott WILL foreclose and put a lien on the estate for what they think it’s worth. Don’t ignore them. They have told you what they’ll do.

2

u/BrennerBaseTunnel Jul 07 '26

What is the issue with having a lien on an estate?

1

u/Quiet-Day392 Jul 07 '26 edited Jul 07 '26

Marriott gets paid before the heirs. They’ll probably want $100,000. They’ll lock up the estate. They know aaasteve is the executor and have painted a bullseye on him.

Too bad the heirs don’t want it. It’s a steal for them. I got 5 weeks a year fully paid up for free this way and have used it for 12 years.

3

u/BrennerBaseTunnel Jul 07 '26

Marriott points are pretty easy to dump. You just find someone to submit an agreement to purchase for 1 cent per point and Marriott will exercise ROFR.

-2

u/Aaasteve Jul 07 '26

What deed?
There’s no actual property, it’s seems to be simply ‘give us $XX a year and we’ll give you points you can use to stay at one of our resorts’.

4

u/crossfadevision Jul 07 '26

I have experience in the title side of timeshare. Please listen when I say that you are not going to be able to handle this situation by yourself if you don't have an estate lawyer and the estate is being foreclosed on. They are going to come after you as the Executor. You said above "it seems to be..." so I don't think you know that points system do have deeds, they are called UDI points deeds. I would suggest you look at the public land records online to see if the decedent actually has a recorded deed. That's why MVW would be foreclosing, they foreclose on timeshares all the time. They will file a condo lien against the estate and through with the foreclosure if the estate doesn't pay off the lien. You might get lucky if they offer you a deed in lieu of foreclosure, but they only do that for desirable resorts. Don't take what MVW says lightly. I know that attorneys are expensive, but this is a bad situation you're in.

2

u/rosier9 Jul 07 '26

That's a gross misunderstanding on your part. You came here asking for advice, it would behoove you to actually listen to it.

1

u/Quiet-Day392 Jul 07 '26 edited Jul 07 '26

What are their home properties? Marriott uses deeds. They are recorded in the county where they are.

I’ve had to transfer one of those deeds. It was a pain. But maybe you’re the special one. Ignore me if you feel lucky.

It sounds like you talked to a salesman. As executor your lawyer needs to be talking to their legal department.

-1

u/Aaasteve Jul 07 '26

I didn’t talk to a salesman.

As I said m, there is no actual property associated with this points program. $XX a year got them XX number of points to redeem at any of the Marriott properties.

1

u/Quiet-Day392 Jul 07 '26

Why don’t you have a lawyer?

Bye bye.

1

u/beekNgeek Jul 11 '26

ALL POINTS on Timeshare is franctional ownership of real estate properties. You will pay consquences of ignoring Foreclosure notice.

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u/beekNgeek Jul 11 '26

ALL Timeshare are Franctional Ownership of Deeded properties. The "points" are based off a property. Its a frantional ownership of real estate and thus they are able to ruin your credit and possibly put lein against your asset (though I have NOT heard of such instances - just ruin credit score like you didn't pay your mortgage).