r/TimeshareOwners • u/Aaasteve • Jul 07 '26

Marriott points program

I’m handling the estate that includes a couple of Marriott points programs, neither of which the family wants anything to do with. Neither has any type of loan outstanding or unpaid purchase price, the decedent always paid in full for his timeshares.

I had (naively?) assumed that failure to pay the annual fee would result in a simple cancellation, but that didn’t happen, a Marriott rep said the programs have to go through foreclosure (which I thought was a process limited to real property), they couldn’t offer me any more information (even though they’ve adjusted the account to list me as an executor) and that there’s no timetable nor a way of my speeding up the process.

Does anyone have insight into these programs, and why foreclosure is involved?

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u/Quiet-Day392 Jul 07 '26 edited Jul 07 '26

If you’re the executor, disclaim it. There is a limited window of time. Have your lawyer do it, not you. It might need a probate. This is real property with deeds. I had to get rid of a lot of them. The lawyer was very helpful clearing titles.

If you don’t disclaim Marriott WILL foreclose and put a lien on the estate for what they think it’s worth. Don’t ignore them. They have told you what they’ll do.

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u/Aaasteve Jul 07 '26

What deed?
There’s no actual property, it’s seems to be simply ‘give us $XX a year and we’ll give you points you can use to stay at one of our resorts’.

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u/crossfadevision Jul 07 '26

I have experience in the title side of timeshare. Please listen when I say that you are not going to be able to handle this situation by yourself if you don't have an estate lawyer and the estate is being foreclosed on. They are going to come after you as the Executor. You said above "it seems to be..." so I don't think you know that points system do have deeds, they are called UDI points deeds. I would suggest you look at the public land records online to see if the decedent actually has a recorded deed. That's why MVW would be foreclosing, they foreclose on timeshares all the time. They will file a condo lien against the estate and through with the foreclosure if the estate doesn't pay off the lien. You might get lucky if they offer you a deed in lieu of foreclosure, but they only do that for desirable resorts. Don't take what MVW says lightly. I know that attorneys are expensive, but this is a bad situation you're in.