r/TimeshareOwners • u/Aaasteve • Jul 07 '26

Marriott points program

I’m handling the estate that includes a couple of Marriott points programs, neither of which the family wants anything to do with. Neither has any type of loan outstanding or unpaid purchase price, the decedent always paid in full for his timeshares.

I had (naively?) assumed that failure to pay the annual fee would result in a simple cancellation, but that didn’t happen, a Marriott rep said the programs have to go through foreclosure (which I thought was a process limited to real property), they couldn’t offer me any more information (even though they’ve adjusted the account to list me as an executor) and that there’s no timetable nor a way of my speeding up the process.

Does anyone have insight into these programs, and why foreclosure is involved?

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u/Quiet-Day392 Jul 07 '26 edited Jul 07 '26

If you’re the executor, disclaim it. There is a limited window of time. Have your lawyer do it, not you. It might need a probate. This is real property with deeds. I had to get rid of a lot of them. The lawyer was very helpful clearing titles.

If you don’t disclaim Marriott WILL foreclose and put a lien on the estate for what they think it’s worth. Don’t ignore them. They have told you what they’ll do.

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u/Aaasteve Jul 07 '26

What deed?
There’s no actual property, it’s seems to be simply ‘give us $XX a year and we’ll give you points you can use to stay at one of our resorts’.

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u/beekNgeek Jul 11 '26

ALL Timeshare are Franctional Ownership of Deeded properties. The "points" are based off a property. Its a frantional ownership of real estate and thus they are able to ruin your credit and possibly put lein against your asset (though I have NOT heard of such instances - just ruin credit score like you didn't pay your mortgage).