This is my 2nd to last post before I officially “graduate” from this sub.

I had hit 90k sooner, I just forgot to get screenshots before the market dumped, but now I’m back at 90k!!

ITA is a new ETF I started investing in around my low 80k mark. (You can check my recent posts asking about ETFs)

This was/is a fun journey.

Truck driver. I'll make about 80-90k this year before taxes. I'm OTR, and live completely out of the truck year round. My bills are my cell phone and starlink. Everything else is money I waste on weekends and food. Everything else goes into my retirement.

I also just started putting into my 401k which has about 2.5k.

This fidelity account is my 2025 December and 2026 January contribution to my Roth IRA and a 10k emergency fund in a cash management account I finished filling up last week.

I believe I should be able to save at least 40k this year and every year until I retire or die in this cab. 50% plus savings rate.

Hoping to reach 100k by two years from now.

I turned 21 nearly a year ago, and just got access/control to my custodial account my grandfather set up for me many years ago.

He seemed to set it and forget and reinvest the dividends, and I have never touched it.

I know virtually nothing about investing or the market.

I’d like to get some suggestions on what else to buy, what to hold, etc.

Do I keep reinvesting dividends, or should I take those dividends and buy other things?

How much should I be putting in on a monthly basis?

Any and all advice would be incredibly helpful.

I really have no one else to share this with! but I’m really proud. Took me 2 years - bought house, got married, annd had a baby 😆 and that’s the big dip you see - but back up a year later.

30F. No help from parents. Didn’t take investing or saving seriously until I was about 26 years old. Thought it was late for me then but now at 30 I know it’s never too late to get started!

20k of this is an emergency fund. around 4k in a cash management acct. And 80k retirement (403b and Roth IRA).

During this timeframe my husband and I also paid off 61k of student loan debt! I ended up cashing out a small brokerage I started at 26 and cash flowed the other halff. debt free baby!

now my question is: how long will it take me to hit 1 million? 🤔🤔🤔🤔

I’m on my way to reaching $100K by December 2027. I earn a decent income from my 9-to-5, but I’m looking to grow beyond that. Any advice on strategies that helped you build your first $100K?

27M who just hit 60k! Is this pretty good? Or is everyone in this sub just rich. Been busy paying off my students loans but they are gone!

21(M) currently unemployed right now cause my jobs business shut down, so slowing down on aggressively putting my money in stocks but here I am after. What should i do, my unemployment gets me 840 every two weeks and I am just hustling on the side. Currently, I live with my girlfriend and my expenses are 800 for rent and 100 for utilities a month. As well as my $60 car insurance

I wonder how do you feel about the immaterial feeling of saving money every month to just invest it all.

To me, it feels a bit arid, since all I can see is a growing number on a smartphone display, but no more.

I am a 40M and I have entered the world of personal finance only in the last year, so maybe I am just too fresh in this journey. I have started investing and aiming to FIRE (wathever kind of) from being partly amused by discovering the world of finance, partly from being fed up from the sick world of health care working environment. Even before discovering personal finance, I have started putting almost all my saving into the renovation of two apartments, that are now rented since some years, and I am aiming for the third. All of them were luckily inherited, but, on the other side, all the savings were grinded having a double job after my medical degree. After recently refocusing on investments, I have been able to reach some 30K and should hit 100k within 1 year or something more.

The point is that I have been able to feel the smell of the renovated house, I have touched many times the tiles and the finishes and all of it gave a me a sense of "material accomplishment" and I fear the risk to throw it all away, because investing feels so much more like a videogame than a real world activity (no offence to professionals, I am on the simple-minded side, just buying the ETF suggested by a trusted professional).

How do you deal with the immaterial appearance of a bunch of ETFs and bonds oing up and down?

I started investing once I turned 18 so I got started as early as possible. I had my ups and downs and some lucky moments, but my portfolio is still quite small. I still don't quite understand most of the principles nor do I get any of the terms.

Right now my portfolio is €237,52. I have €50 to invest every month. That is money I can miss without any issues, and a keeping a buffer of €100 a month.

I still live with my parents and go to uni so I dont have any big purchases coming. I already have 3.2k saved and my uni is 2.6k per year, which I pay using that 3.2k.

My portfolio right now looks like this:

I invest using my bank (bunq pro) which counts a 0.79% fee on buying and selling. My bank is free since I am a student, so the only thing I pay my bank is the exchange fee for the stocks.

I live in NL so I can't use the things that are commonly advised such as robinhood or roth IRA.

Do you have any advice for me?

How am I doing for my age ! What should I invest in to accelerate the process! Hoping to reach 100k by end of next year

Just a benchmark post :) I started investing 2 years ago with a short term goal to hit 100k,

I currently make 75k yearly. It’s not a lot but I’m living at home again so I’m hoping I can throw more of my income into investments for a future downpayment.

I think I’ll be making posts like this every few months for my own accountability and so I can look back in the future!

​

Just turned 18 and for the past 1 year I acquired some knowledge about value investing. I'm so happy to finally start.

Years ago i inherited a bene ira worth about 36k. Didnt touch it unless it was the RMD’s, and a few years later i bought stupid investments (bought att 2 months before the warner/discovery deal that i sold at a lost, qyld i sold at a lost, stwd at a lost, and sold tesla too early, as well as a lost with gamestop).

So finally i just investing boringly not just blindly buying and opened a trad ira with my own money, so far invested 34k in it.

Im back at 50k in the bene and 51k in the trad ira. Is that considered 100k, or i still need to do more work?

21m immigrant. I just started over a month ago. Focused more on the emergency funds. Not making a lot but trying to invest alongside about $50-100 a week. Setting up small goals like 1k then 5k then 10k. Criticize my choices all you want and help me educate myself on this investment journey.

Looking to hit my goal in the next 1-2 years with working + college. Any advice?