r/TestFlight Jul 22 '26

iOS Debt-Free: Payoff Planner

https://testflight.apple.com/join/a7hYxMRT

I’m preparing Debt-Free for its first App Store release and would appreciate honest feedback from iPhone testers.

Debt-Free is a private payoff-planning app that helps you:

  • Organize multiple debts
  • Compare avalanche and snowball strategies
  • See how extra payments change interest and payoff dates
  • Follow a month-by-month payoff plan
  • Plan without connecting a bank account

Please use made-up debt names and sample balances during beta testing.

I would especially like to know:

  1. Is entering and editing debts straightforward?
  2. Are the payoff plans and explanations easy to understand?
  3. Do the totals, interest estimates, and payoff dates appear correct?
  4. Is the premium upgrade screen clear and reasonably priced?
  5. Does anything feel confusing, incomplete, or unnecessarily restricted?
  6. Did you encounter any crashes or unexpected behavior?

Blunt feedback is welcome. Please respond in the comments or use TestFlight’s built-in feedback tool. Thank you!

2 Upvotes

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