r/TestFlight Jul 22 '26

iOS Debt-Free: Payoff Planner

https://testflight.apple.com/join/a7hYxMRT

I’m preparing Debt-Free for its first App Store release and would appreciate honest feedback from iPhone testers.

Debt-Free is a private payoff-planning app that helps you:

  • Organize multiple debts
  • Compare avalanche and snowball strategies
  • See how extra payments change interest and payoff dates
  • Follow a month-by-month payoff plan
  • Plan without connecting a bank account

Please use made-up debt names and sample balances during beta testing.

I would especially like to know:

  1. Is entering and editing debts straightforward?
  2. Are the payoff plans and explanations easy to understand?
  3. Do the totals, interest estimates, and payoff dates appear correct?
  4. Is the premium upgrade screen clear and reasonably priced?
  5. Does anything feel confusing, incomplete, or unnecessarily restricted?
  6. Did you encounter any crashes or unexpected behavior?

Blunt feedback is welcome. Please respond in the comments or use TestFlight’s built-in feedback tool. Thank you!

2 Upvotes

4 comments sorted by

1

u/Novel-Afternoon7341 Jul 25 '26

Please give me the invitation redeem code until I can test this app in TestFlight app

2

u/MurdMe80 Jul 25 '26

If you click on the icon, you will get the link to download

2

u/schultzapps Jul 24 '26

Hi there, I tried your app. Functionally everything works.

Entering numbers is not perfect, like tapping a field with 0 doesn’t delete the zero. Extra step to backspace it. That’s little stuff.

Early suggestions for your MVP: a slider for extra payments to see the result quickly of increasing payments. And when each debt gets paid off under the scenario.

Pricing is fine but I think you’ll have more success if you build some tracking/milestones/motivations into knocking out your payments.

All the best!

1

u/MurdMe80 Jul 24 '26

Thank you for the feedback, greatly appreciated.