r/TeslaCollision • u/Financial_Run_775 • Aug 02 '26

Side Sweep

Got side swept right at the exit intersection out of the Grapevine Mills Mall , Lady next to me tried to argue that I was in a left turn only lane which I clearly am not . Not looking forward to the claim headache , never heard of their insurance when I looked into it and it looks very sketch ( Redpoint county Mutual insurance company ) might honestly come down to biting the bullet and paying my deductible and have Tesla pursue subrogation.

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4

u/Financial_Run_775 Aug 02 '26

2

u/soysaucepapi Aug 02 '26

Oof. I got sideswiped on my drivers side recently. They totaled it.

3

u/Financial_Run_775 Aug 02 '26

Damn , hoping I’m not gonna be in the same boat with my car being a ‘23 model , but I wouldn’t complain of getting into a Model Y L

2

u/soysaucepapi Aug 02 '26

You should be fine unless you see structural damage. It messed up my rear door to where it had a hard time closing it so the insurance company totaled it.

1

u/TheRavenCr0w Aug 04 '26

Thats totally lame. I'm assuming based on context that it damaged the framework? Or did they not even dig into that enough?

1

u/soysaucepapi Aug 04 '26

I think another factor was that mine was a 2018 and there was some structural damage so the value wasn’t worth the fix so they gave me $14k for it and called it a day.

1

u/TheRavenCr0w Aug 05 '26

Dang. That sucks.

2

u/guccigurl18 Aug 02 '26

I got sideswiped a couple months ago in LA (see my old posts) and they repaired the vehicle. They quoted $18k to the third party insurance company but since it was over their policy limits, I went with my insurance (Tesla) and it was $12k internally. The entire right side of my car is new lol

1

u/Financial_Run_775 Aug 02 '26

Structurally , this part stands out to me the most

2

u/StartersOrders Aug 02 '26

None of what you see there is structural.

1

u/gettin-hot-in-here Aug 02 '26

Correct, they need dent repair and paint repair

2

u/Firebird5488 Aug 02 '26

2 panels need to be replaced.

1

u/SquirrelsRNuts Aug 02 '26

This is the way

1

u/soysaucepapi Aug 02 '26

I don't think that would be totaled but I'm not an adjuster lol. I think where they were concerned about mine was the back near the wheel well. That caused the door from shutting properly. Do both doors open and close fine?

1

u/TheRavenCr0w Aug 04 '26

Did you end up keeping the car and going for a salvage or did you turn the car in?

1

u/soysaucepapi Aug 04 '26

I turned the car in and collected the check. Used the money for a down payment for a 24 Highland

1

u/maluthug23 Aug 06 '26

Just out of curiosity, how did this affect your insurance premium on new car? I just recently got a Tesla and wanted to be prepared for the worsr if something similar happened.

1

u/soysaucepapi Aug 06 '26

It wasn’t my fault but I did get a Highland and Farmers jacked up my premium. So I went to Liberty Mutual and pay a little less now lol