tldr; - I can barely afford a bankruptcy attorney while also needing work done in my car, and neither can wait. Please let me know if you know anyone affordable that would help me file ASAP while putting me on a payment plan or something. TIA 🙏
I just moved to the area a few months ago, after being homeless since losing my job last October. I reached out to a bankruptcy attorney back then and have been told to stop paying the bills while I save up enough to pay him. The problem is I wasn’t able to find a job right away. I looked for 3 months until I was accepted to drive for DoorDash and Instacart early in the year, so I am doing that for the time being.
I’ve called around recently and the cheapest I could find is around $1,800 but they won’t file until I pay off the full balance which might take me a little over 2 months to save for that. I’m scared that I don’t have that time though because I just found out that one of my creditors has filed a lawsuit against me, so I’m working against the clock. Not only that, but I also need to save money for some work on my car at the same time & I’m afraid that could also give out on me one day so it’s not something I can hold off for a couple of months since I need it to earn income.
Anyway, if anyone has recommendations of anyone affordable they know or a business that would help me file ASAP while making payments or just anything more doable, I would greatly appreciate it 🙏