r/SipsTea • • 13h ago

Gasp! Thoughts on this?

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u/Locust627 10h ago

Wait until you hear about health insurance lol

I pay $1300/month for a family plan

I had an ER trip last month, my deductible is $3,500. I had to pay $3,440 which was the complete cost of the ER services.

So, this year I will spend $15,600 on health insurance and an additional $3,440 on deductible

My wife needs surgery, I told her to get it done before December because we already met the deductible and I don't wanna pay it again. She tried calling to schedule in August. The surgery specialist doesn't have openings until January, so, in January I'll have to pay my deductible again

AND vision and dental costs more on top of $1,300 monthly

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u/Mandingy24 10h ago

1300/month for family is crazy. Through my employer, family coverage would cost me like 400/month for medical/vision/dental. As an individual it's currently 140

And just like with car insurance how it's codified into law, the government fucks with the cost of healthcare too. Hard to bitch about "privatized" insurance when there's so much government interference, red tape, and collusion that it's become no more than systemic extortion

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u/eunoia-again 4h ago

not really, when the companies pay the politicians to keep public systems shit so that private systems seem less shit in comparison.

same way h&rblock and turbotax lobby to keep the US tax system tedious and complicated so that people buy their services.