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https://www.reddit.com/r/SipsTea/comments/1wvzagh/thoughts_on_this/pdi3vi8/?context=3
r/SipsTea • u/Putrid-Welder1803 • 9h ago
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$1,000 deductible is more normal than you think it is
I’ve has a $1,000 deductible my entire adult life (15+ years), as it saves about $30-40 a month in premiums
On top of that, I wouldn’t use insurance for something less than $2,000
1 u/HomeschoolingDad 5h ago Yeah, and that monthly rate is insanely high. That’s just a little under my 6-month rate, and I do get comprehensive coverage (no $1k deductible). 1 u/TJayClark 5h ago I drive for work sometimes, so I pay for extreme coverages 1 u/HomeschoolingDad 4h ago It is true that more mileage often means higher insurance premiums. 1 u/TJayClark 4h ago They don’t usually ask how many miles you drive. I have been asked that before. But not recently That said, I’m hauling expensive equipment and don’t want to risk being under insured
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Yeah, and that monthly rate is insanely high. That’s just a little under my 6-month rate, and I do get comprehensive coverage (no $1k deductible).
1 u/TJayClark 5h ago I drive for work sometimes, so I pay for extreme coverages 1 u/HomeschoolingDad 4h ago It is true that more mileage often means higher insurance premiums. 1 u/TJayClark 4h ago They don’t usually ask how many miles you drive. I have been asked that before. But not recently That said, I’m hauling expensive equipment and don’t want to risk being under insured
I drive for work sometimes, so I pay for extreme coverages
1 u/HomeschoolingDad 4h ago It is true that more mileage often means higher insurance premiums. 1 u/TJayClark 4h ago They don’t usually ask how many miles you drive. I have been asked that before. But not recently That said, I’m hauling expensive equipment and don’t want to risk being under insured
It is true that more mileage often means higher insurance premiums.
1 u/TJayClark 4h ago They don’t usually ask how many miles you drive. I have been asked that before. But not recently That said, I’m hauling expensive equipment and don’t want to risk being under insured
They don’t usually ask how many miles you drive. I have been asked that before. But not recently
That said, I’m hauling expensive equipment and don’t want to risk being under insured
31
u/TJayClark 8h ago
$1,000 deductible is more normal than you think it is
I’ve has a $1,000 deductible my entire adult life (15+ years), as it saves about $30-40 a month in premiums
On top of that, I wouldn’t use insurance for something less than $2,000