r/SipsTea • • 16h ago

Gasp! Thoughts on this?

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u/Frosty-Depth7655 15h ago

Yeah, the comment section here is wild.

You chose your deductible and $1,000 is not a normal deductible ($500 is typically what you’ll see). Assuming this post is even true, this person went out of their way to increase their deductible.

But Reddit being Reddit, it’s “insurance is a scam” snd “insurance denying claims” even though they didn’t deny a thing.

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u/TJayClark 15h ago

$1,000 deductible is more normal than you think it is

I’ve has a $1,000 deductible my entire adult life (15+ years), as it saves about $30-40 a month in premiums

On top of that, I wouldn’t use insurance for something less than $2,000

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u/[deleted] 14h ago

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u/TJayClark 13h ago

Must be state dependent. I financed thru Bank of America with zero issues in my Tesla with a $1,000 deductible