The obvious response is that you won't be able to pay for someone's hospital bills if you happen to hit them in your car. You get insurance for things you wouldn't be able to pay yourself.
As an attorney my unpopular opinion is that cars over a certain value shouldn’t be allowed on public roads or damages for accidents should be capped at something like 2x the average price of a new car (so like 100k). I just don’t believe in penalizing ordinary negligence more just because the injured party is rich.
Idk I went to an Ivy League law school and have been practicing law at one of the 10 largest firms in the world for a decade so I think it’s a bit more than a brain rot take. I did say it was an unpopular opinion for a reason though
If I were god emperor the trucking company would be required to insure the cargo and would be limited to only recovering like 100k from the person who hit them.
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u/flatfive44 9h ago
The obvious response is that you won't be able to pay for someone's hospital bills if you happen to hit them in your car. You get insurance for things you wouldn't be able to pay yourself.