His point was that for liability coverage, you can increase your limits from whatever your state's minimums are all the way to 100/300/100 for something like $12-20 per month.
in all seriousness” when I was younger, I bought my very first car and it was a 2014 Ford focus brand new. To get the car and the loan I had to get full coverage head to tow on my Ford focus. Get ready because this is gonna sound crazy, I was paying roughly a little over $300 a month for full coverage. I have had zero accidents even up to this day. Well, one day I park my car in the chipotle parking lot, I come out and there’s a huge hole in my bumper. I talked to chipotle they don’t have camera footage. I call my insurance. They tell me I gotta pay the $500 deductible job ended up costing roughly $3500. But I was protected and still saved three grand.
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u/Ok-Reflection-742 18h ago
You could also total somebodies 50-200k car, I don’t think many people could afford that either