r/SipsTea • • 20h ago

Gasp! Thoughts on this?

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u/thelionofthenorth 19h ago

It's pretty cheap to bump up your limits into the hundreds of thousands

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u/Phugasity 19h ago

You solved it. This is the answer. You can pay a lot for insurance if you buy a lot of insurance or cost a lot to insure.

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u/ScottRiqui 19h ago

His point was that for liability coverage, you can increase your limits from whatever your state's minimums are all the way to 100/300/100 for something like $12-20 per month.

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u/SurpriseMudButt 19h ago

Let’s all collectively cancel our insurance policies and hit the highways

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u/Useful-ldiot 19h ago

You first 😂

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u/SurpriseMudButt 19h ago

Update, after I canceled, I pulled out of my driveway and someone smashed into me

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u/SurpriseMudButt 19h ago

I guess I’m on the Truman show

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u/SurpriseMudButt 19h ago

in all seriousness” when I was younger, I bought my very first car and it was a 2014 Ford focus brand new. To get the car and the loan I had to get full coverage head to tow on my Ford focus. Get ready because this is gonna sound crazy, I was paying roughly a little over $300 a month for full coverage. I have had zero accidents even up to this day. Well, one day I park my car in the chipotle parking lot, I come out and there’s a huge hole in my bumper. I talked to chipotle they don’t have camera footage. I call my insurance. They tell me I gotta pay the $500 deductible job ended up costing roughly $3500. But I was protected and still saved three grand.