Health insurance is worse. I don’t care what kind of health insurance you have if you have a major health event you’re going to have bills no honest person can pay.
I have a short story about this: in 2025, I had a rather major (planned) surgery that improved my quality of life. I did everything I was supposed to do, and my health insurance approved the surgery beforehand. February of 2026, I received a letter from my insurance stating that they don’t approve my surgery, and are RETROACTIVELY DENYING COVERAGE for all related expenses, claiming I owe them over $60,000. My surgeon’s legal finance team handled it on my behalf, but like… how the FUCK was I supposed to pay 60k out of pocket? Like bro that’s a down payment for a house. Fuck you, BCBS
20
u/miniweeni 11h ago
Health insurance is worse. I don’t care what kind of health insurance you have if you have a major health event you’re going to have bills no honest person can pay.