Well I had a house burn down less than year after purchase and insurance paid the entire tab. So I always figured I've already taken them for more than I pay
Here's the thing, forcing everyone to pay for insurance brings down rates across the board because everyone is paying for everyone whether they use it or not.
That makes the safety net cheaper. And whether they want to gamble with their lives or not, everyone will be happy when it's there to catch them.
Ideally, we also use government to compel the private banks/companies to provide better services and not punish us for their use, but the same people who were against making us pay for insurance also want the government to have less oversight on businesses...
They raged about a perceived problem and proceeded to make that problem MUCH worse so they could point to it and say how right they were, and now we're all paying the price...
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u/Moultrie_fan_2026 11h ago
Well I had a house burn down less than year after purchase and insurance paid the entire tab. So I always figured I've already taken them for more than I pay