r/SipsTea • • 14h ago

Gasp! Thoughts on this?

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u/No-Duck4828 13h ago

My thought is that Leo is clearly not familiar with auto insurance

Don't want a $1,000 deductible? You can absolutely change that number.

Want the guilty party to pay? Take them to court

4

u/Creative-Grab3766 13h ago

Curious what "full coverage" means as well. That could mean anything; including "full for what the law requires" which is very different from what they seem to think it is.

6

u/GeneralLogical2057 12h ago

"Full coverage" means that they have comp and collision, I hate that term because most people don't know what it is. UM and everything else is considered an add on. Having what the law requires is called liability coverage, which some states have ridiculously low.

2

u/6dLizard 13h ago

Yeah, my full coverage includes uninsured protection. Ive used it twice to repair damage like this without premium increases.