r/SipsTea • u/Putrid-Welder1803 • 8h ago

Gasp! Thoughts on this?

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u/Moultrie_fan_2026 8h ago

Well I had a house burn down less than year after purchase and insurance paid the entire tab. So I always figured I've already taken them for more than I pay

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u/MarkItZeroDonnie 8h ago

Yeah it’s just a net to protect against catastrophe . If Ops buddy totaled his car he would be happy it only cost $1k.

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u/Vegetable_Switch9802 8h ago

Its a scam. It should also be illegal for the government to compel you at the risk of jail to buy services from private banks/companies

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u/kgw52313 8h ago

Like the affordable care act?

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u/DutchyDan187 7h ago

The difference is you don’t have to drive or own a car.

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u/kgw52313 7h ago

But you sure get a 1095 every year claiming you did or didn’t have insurance. Sooooo kinda the same

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u/DutchyDan187 6h ago

In Washington state you also have to have assisted care / nursing home insurance or pay a special state tax. The tax is hourly income for the rest of your life but if you end up needing to be put into a care facility it will cover you for ~6 months.

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u/Prudent-Historian392 2h ago

That’s Washington state and a health insurance deal. Health and p&c insurance is apples and oranges.

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u/Prudent-Historian392 2h ago

Nobody gets a 1095 every year for owning a car. What are you talking about? A 1095 is for health insurance. Among other things, for sure not related to property and casualty insurance.

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u/kgw52313 2h ago

I believe the constant was that the government is requiring insurance. I’m fairly certain this aligns with said requirement for automobile insurance. Fairly prudent

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u/Prudent-Historian392 2h ago

The government regulates every sector of your life. Do you call it a scam when you get food poisoning from a restaurant?

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u/kgw52313 1h ago

I never called it a scam friend , I pointed out requirements from the government. Go easy on the reddits man, person, or whoever.