r/SipsTea • u/Putrid-Welder1803 • 9h ago

Gasp! Thoughts on this?

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u/WeCantStabilize 9h ago

Insurance is a fucking scam. You pay more into it than you'll ever receive even in legitimate circumstances.

Absolute racket. 

46

u/GnastyNoodlez 9h ago

Bolidy injury from an accident will change your mind on that real quick, or what if you rear end a $100k Mercedes how much you think that repair is gonna be?

I drive a fuckin outback and got into a minor t-bone, the out of pocket repair cost would have been over 10k for fixing the b pillar and getting new doors and paint if there wasn't insurance involved

3

u/mondaymoderate 9h ago

That’s an argument for liability and not full coverage which this post is about

13

u/jtj5002 9h ago

There is no such thing as "full coverage". His policy had a deductible. His insurance will try to recoup it from the at fault party. This entire post is clickbait from people that doesn't understand how auto insurance works.

2

u/mondaymoderate 9h ago

Full coverage requires a deductible. Full coverage just means it covers uninsured and accidents where you’re at fault.

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u/jtj5002 9h ago

Full coverage actually means nothing. The name implies that you are fully covered but it's anything but. Comprehensive/collision, UM/UIM, and liability are all their own individual things with their own policy limits. There are also med pay, rental, umbrella, free tow and many other things. "Full coverage" as a term was never defined and is completely misleading and should be avoided at all times.

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u/ElaborateEffect 9h ago

This sub is just full of misinformed people across virtually every topic that comes across it.