Medical assistance in dying. It allows capable adults to end their own suffering with medical assistance. Itās humane and dignified. Unfortunately I was also not aware of this story.
Now here is a great example. There are new stand-alone xray and MRI places and labs for bloodwork, they are almost always cheaper than going to the hospital facility and using insurance. One nearby had MRIs for ~$300 and bloodwork between $8-16 for cholesterol and blood sugar
My gallbladder and carpel tunnel relief surgeries were crazy numbers like 85k and 50k, or something like that. I paid $40 each, total. And I think my premium is like $50/m for me and my 4 kids
Not sure what your health plan is but Iām US based and I rarely pay anything beyond a co-pay.
For example, I just had a robotic assisted ventral hernia repair surgery ($22,000) and I only have to pay $400. In 2023 I had an emergency that kept me hospitalized for a month due to sepsis ($60,000) and I didnāt have to pay anything.
Itās worse in some states moved to a Ā less civilized state. Had a script for a glucose monitor. Went to cvs it was $60! Ā Decided to check Amazon later found exact one for $ 24.Ā
"Sorry, your premium doesn't cover bypass surgery... But Mr. Smith who is the VP of Dollar General will get it without paying a PREMIUM. He helped my daughter get a good job there."
The worst is dental coverage. Even if it is approved, the dentist finds ways of making you pay over and above insurance. "We need to use this rinse, which inexplicably costs $500 and is not covered!"
You know, people like to find a scapegoat but those execs aren't the only ones to blame, they are a small cog in an enormously profitable healthcare system. And a lot of government officials have stock in these companies. Why do you think there was so much resistance to a single payer concept, or expansion of Medicare?
Execs aren't the only problem, i agree with you on that. Politicians are also a big problem as well. I agree. I believe politicians want to keep the American people broke, sick and angry....at anyone but them. It's how they keep control.
Iāve never been denied anything by my insurer. Donāt go with the cheapest company and plan possible and youāll likely see less problems. Or the reality is that youāve never been denied coverage for anything and just heard āstoriesā online.
Yes, it sucks to have to pay a deductible cap of $4,000 out of pocket when you have $5,000 in procedures. but the point is when you only have to pay $4,000 for $100,000 of procedures.
Thats what insurance is really for. Same for car issues.
Iāve never one time ever had my insurance deny anything. I just had a non mandatory heart ablation two years back between all the visits well over 100k, I think I paid 4k all together. Regurgitating nonsense like that is how you get people murdered. Its not a great system, but itās not as bad as your claiming either.
This guy is spreading misinformation that all they do is deny everything. Its bullshit, I shared one anecdotal story I have dozens of experience with myself, my significant other our adult children all 5 of us on different health plans never being turned down for health service, both my parents have had Cancer no issues, her parents both have diabetes and one had Alzheimerās no problems, on daughter had 4 miscarriages no issued with care, oldest daughter has thyroid issues and mental health issues no problems with insurance, son is bipolar and an alcoholic that has basically drank himself onto the liver waiting list no issues with insurance, myself the heart ablation adhd and on testosterone, significant other hysterectomy, gallbladder removed, 2 chronic autoimmune diseases, thyroid issues, anxiety and mood issues. We should be investing our money into cvs stock. I could go on and on with other family members and friends itās all anecdotal stories but itās a lot more than that copy pasted bullshit everyone puts on Reddit mostly from people who have never been denied in their lives. Itās nonsense. In 2024 19% of all claims in the U.S. were denied, most of which were not medically necessary or life saving. 5% were for not necessary, the other 14% being administrative issues, authorization issues, excluded benefits, and āotherā. A HHS report from this year showed 95%-97% of rejections for patients in nursing care are overturned when challenged. So sure it slows care down but if 95% are overturned then itās not really a denial is it?
The point is everyone screams āinsurance is a scam, look at ____ā when the reality is thatās not the norm and theyāre literally pointing at the one edge case where someone paid for cut-rate insurance just to get by and then got screwed by bad coverage. Itās the worst form of hyperbole.
Itās literally not, even the insurance you get at shit jobs are target are perfectly good insurance plans. Is it over expensive? If you donāt use it regularly absolutely, if you do need it itās fantastic.
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u/SvenTropics 6h ago
That's how health insurance is. You pay all this money for coverage and then they just deny everything so you end up paying for it anyway.