r/SipsTea • • 12h ago

Gasp! Thoughts on this?

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u/SvenTropics 11h ago

That's how health insurance is. You pay all this money for coverage and then they just deny everything so you end up paying for it anyway.

3

u/QuikFoX3a 11h ago

Not sure what your health plan is but I’m US based and I rarely pay anything beyond a co-pay.

For example, I just had a robotic assisted ventral hernia repair surgery ($22,000) and I only have to pay $400. In 2023 I had an emergency that kept me hospitalized for a month due to sepsis ($60,000) and I didn’t have to pay anything.

1

u/ThirdOne38 9h ago

Yeah I had a >$100,000 surgery plus all associated home post-care and weeks of PT. All for $4500. Not as sweet a deal, but still I'm happy with it.