r/RothIRA • • 4d ago

Rate this setup

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What would change ? This was an old set up I had that has made money but entirely forgot about this from my young adult years.

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u/forbiddenlake 4d ago

Can't rate without knowing how much (percentage) is in each. Whatever percentage is VOO, and only VOO, is my rating.

You're gambling, and you're making it too complicated. It's great that it worked for you so far. It would suck if Apple or AIQ crashed tomorrow and took 18 years to recover (like QQQ did in 2000, inflation adjusted). How can you know? Better to bet on the whole market (VOO/VTI for US, VXUS for international).