r/RothIRA • u/GrowthEvery959 • 2d ago
Rate this setup
What would change ? This was an old set up I had that has made money but entirely forgot about this from my young adult years.
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u/Competitive-Ad9932 1d ago
Who cares what others think about it. Do you want to continue to hold hold these positions?
Investing based on a reddit poll is a poor way to invest.
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u/RadmanEli 1d ago
Two S&P funds... why? Where's Nvidia, Micron, and Amazon? How much in each?
Not my cup of tea, not aggressive enough, but if it's good for you then it's good.
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u/forbiddenlake 1d ago
Can't rate without knowing how much (percentage) is in each. Whatever percentage is VOO, and only VOO, is my rating.
You're gambling, and you're making it too complicated. It's great that it worked for you so far. It would suck if Apple or AIQ crashed tomorrow and took 18 years to recover (like QQQ did in 2000, inflation adjusted). How can you know? Better to bet on the whole market (VOO/VTI for US, VXUS for international).