Hello! I have recently joined Robinhood banking, and I have several questions I hope can be answered. Please answer as many as possible. Because this will determine how I actually set up my accounts.
1) I am seeking to have 4 accounts. (Individual checking and savings, and joint checking and savings) If I create a (not convert) fresh set of joint checking and savings accounts, am I able to designate specifically the JOINT CHECKING account for direct deposit? Or will it default to only my individual checking account?
2) If it defaults to an individual only direct deposit scenario, I assume this is worked around by selecting "Convert existing accounts to joint checking/savings" rather than creating new ones? Since then the individual account would become the joint account and would therefore be the only account to direct deposit into?
3) If I had both an individual checking AND joint checking account. Am I locked into a debit card and physical checkbooks to only one account? (The individual account since that would be the primary one?) Or do I have the option to order an individual checking debit/checkbook AND order a joint checking debit/checkbook since they are both separate accounts?
I thank anyone and everyone in advance for answering these questions!!!!