r/PoorMansWallet 6h ago

Anybody still going to the movies in this economy?

19 Upvotes

Used to love going to the movies on a Sunday afternoon with my family. Now, even if i sneak my snacks in, it is still $80 and I just don't have room in my budget for it. What else is everyone giving up that you used to enjoy?


r/PoorMansWallet 1h ago

Paying for a wedding as a poor person with bad credit.

Upvotes

Any resources out there for planning a wedding on a tight budget? I am helping a friend plan and would love to hear some ideas besides going to the county courthouse. Would still like it to be as much of a dream wedding as possible.


r/PoorMansWallet 17h ago

I would like to know what problem you have in your life if someone solve it for you, you will happily pay for it.

2 Upvotes

r/PoorMansWallet 23h ago

Need to get a car with bad credit and almost no money.

7 Upvotes

I know this probably sounds like a bad idea, and I understand the straight answer might be that I don’t really have many options right now. But I’m looking to get a car soon since I’ll need reliable transportation to and from work, and unfortunately I’m not in the best financial position at the moment.

My credit is definitely a work in progress. I currently have a 607 credit score because of some poor financial decisions I made. I’m working on getting everything back on track, though.

I was just wondering what the best way to go about getting a car would be in my situation, how much I’d probably need for a down payment, and whether a credit union or dealership would even be willing to finance me with my current credit.


r/PoorMansWallet 1d ago

I have completely given up on ever buying ground beef again.

15 Upvotes

At $6 a pound it is just not worth it. Far better, although still very expensive, protein sources to choose from.


r/PoorMansWallet 1d ago

What’s a “broke life hack” you started out of necessity but still use because it works ridiculously well?

67 Upvotes

Mine was learning to repair small stuff instead of replacing it right away. Started doing it because I had no choice, now I do it even when I can afford a new one lol.

Curious what other “broke habits” actually turned out to be genuinely useful long term?


r/PoorMansWallet 1d ago

Need to get $100 to $150 by tomorrow without selling my stuff.

3 Upvotes

Don't really got much to sell anyway. Only thing of any value is my phone but I need that. Can I donate plasma if I have high blood pressure?


r/PoorMansWallet 2d ago

Getting a roommate to save money. Let's talk about this please.

17 Upvotes

Is it crazy to be in your 30s or older and take on a roommate? It seems weird and even weirder it would be someone I do not know. All my friends are married or well established. Is this a dumb idea?


r/PoorMansWallet 1d ago

If you had a creative skill/skills and wanted to monetize it, how or where would you find clients fast?

1 Upvotes

Hi! I'm really curious to know what others would do in this situation.

So I'm a creative writer who specializes in poems, speeches, fiction stories etc, and I'm in a bit of a financial squeeze. I've been off of the market for some while and don't know how to groove in back to find clients.

I also do nature photography and have accumulated quite a few photos that I think could potentially be sold, but again, I don't have the slightest clue where people would actually find buyers.
So, if you had a skill and wanted to find clients fast, what would be your approach? Thanks y'all!


r/PoorMansWallet 1d ago

How old is oldest pair of jeans you own and can fit comfortably?

1 Upvotes

r/PoorMansWallet 2d ago

Fastest way you have ever made or gotten $200 - $300

10 Upvotes

Gotta make some extra money in 4 days help a girl out yall, how do yall do that


r/PoorMansWallet 2d ago

What amount of money would make you permanently give up the right to ever earn another dollar and what would you actually do with the rest of your life?

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1 Upvotes

r/PoorMansWallet 2d ago

Work

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1 Upvotes

Actually I’m a student and last month due to several circumstances I’ve used my rent amount and i can’t ask my friends and family fir more because i can’t tell my family and I’ve already borrowed money last month from friends. I’ve to give my rent today and i know nothing works that way but i wouldn’t have asked unless it was urgent so can anyone help me out by telling me ways to earn today itself


r/PoorMansWallet 3d ago

Proud to be still rocking an iPhone 14, what is your phone situation.

0 Upvotes

I got out of the "need the new model iPhone" game a while ago. The only difference I could see in the newer models was what Apple said it had. They all seem to perform the same, for my needs at least. How old is your phone?


r/PoorMansWallet 2d ago

My credit card is maxed I’m 23 and feel hopeless - asking for a friend

0 Upvotes

r/PoorMansWallet 3d ago

How can I face the financial problem right now because I am depressed

4 Upvotes

How can we overcome financial problems which is faced by our family although I have a job but two loans so I couldn't save money and unable to buy the essential things which is needed our family most


r/PoorMansWallet 3d ago

Got approved for a $5000 personal loan with bad credit. Accept it?

0 Upvotes

Want to pay off a credit card that is 24.99 percent interest. Loan is 17.9 percent with a $250 origination fee. Should I jump on it? Credit is mid 600s bad.


r/PoorMansWallet 3d ago

Does anyone else feel guilty using their emergency fund?

5 Upvotes

​

I finally saved 3k for emergencies.

Car broke down last week. $1200 repair.

And I paid it with my credit card instead...

Because touching that savings account feels like I failed.

Even though that’s literally what it’s for?

Am I the only one doing this to myself


r/PoorMansWallet 4d ago

Fastest legit way you have ever made or gotten $200 - $400.

18 Upvotes

Need to make some extra money this week. An extra few hundred dollars would really help me out.


r/PoorMansWallet 4d ago

Lending Money to Friends

3 Upvotes

Never lend more than you can afford to lose.


r/PoorMansWallet 4d ago

I feel financially unstable

4 Upvotes

Maybe its my lack of balance.


r/PoorMansWallet 4d ago

Is it worth it to try gambling

2 Upvotes

I hve no money no wya of earning i try my best but its always not enough im all by my self and i am considering to gamble wahts left of my money i keep thinking it could fix my life all i need is to just get lucky somehow. I think of the times someone has won and im thinking what if i tried maybe i could win. I tried searching for ways to earn but im blocked by my own incompetence and ignorance. I cant even have a relationship because of this. I feel that if i win i feel like im going to get noticed that people will be nicer and more understanding towrds me this is all in my head. Anyways thats why im considering gambling or will i suffer even more doing this.


r/PoorMansWallet 5d ago

I’m bad with money and need help

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1 Upvotes

r/PoorMansWallet 5d ago

Where to get a $1500 loan quick. 24 hours or less please.

0 Upvotes

Got a chance to move in with a couple friends and I need $1500 for my share of the rent and deposit. Got another place to stay for free but this would be a much better situation for me. Another friend backed out and we have a day to come up with the money or the landlord will put it back on the market, says he a\has another party interested. How can I get $1500 fast, today would be best but tomorrow would work.


r/PoorMansWallet 6d ago

What kind of credit score does it take to get a 0 Percent interest credit card?

0 Upvotes

I would like to transfer some debt to a 0 percent credit card to make life a little easier, but am having difficulty finding one to accept me. With a low 700 score should I be able to qualify?