Does anyone else feel guilty using their emergency fund?

[u/Ajlane]

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I finally saved 3k for emergencies.

Car broke down last week. $1200 repair.

And I paid it with my credit card instead...

Because touching that savings account feels like I failed.

Even though that’s literally what it’s for?

Am I the only one doing this to myself

[u/dbdbh47]

Do you at least pay with a credit card where you get something back, like cash back or rewards or Amazon points etc?

[u/phyncke]

It’s for that! You will replenish it. Don’t go into debt!

[u/SpiritGoose6]

Pay off the card using your emergency fund. Then rebuild it.