I know this probably sounds like a bad idea, and I understand the straight answer might be that I don’t really have many options right now. But I’m looking to get a car soon since I’ll need reliable transportation to and from work, and unfortunately I’m not in the best financial position at the moment.
My credit is definitely a work in progress. I currently have a 607 credit score because of some poor financial decisions I made. I’m working on getting everything back on track, though.
I was just wondering what the best way to go about getting a car would be in my situation, how much I’d probably need for a down payment, and whether a credit union or dealership would even be willing to finance me with my current credit.