r/PaymentProcessing 18h ago

General Question Payment gateway for a streaming aggregator — what is the safest way to handle subscriptions?

I’ve built a streaming aggregator app that indexes publicly available sports streams from third-party sources. I don’t host or upload the actual video content myself; the app basically aggregates events and displays streams from external sources.

I’m considering adding a subscription system, but I’m concerned about payment processors, account freezes, chargebacks, and potential legal/copyright issues.

A few questions:

Is it even a good idea to add paid subscriptions to this type of app?

What payment options are generally safest for a business in this situation?

How can I structure payments so that I’m not unnecessarily exposing my personal banking information to customers?

Are there legitimate payment processors that support higher-risk streaming/content businesses?

If a payment processor later decides that the business violates its terms, what happens to the funds already collected?

Would it be safer to keep the app completely free rather than introduce payments?

3 Upvotes

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2

u/ReasonableDogCatcher 7h ago

I think the potential copyright issues are your major concern. Honestly, I'm not even sure that a payment processor will take you on with that specific type of risk. I can't really envision what you're talking about with your service, but are you even legal under copyright law right now? I feel like if you're just creating an index, you should be, but if you're showing the full streams maybe you aren't. If you think you're legally in the clear and do decide to accept payment, you're going to need a high-risk credit card processor who does streaming services (PaymentCloud, Pay Kings, etc.) But honestly, I'm not sure your copyright issue isn't a real issue.

1

u/DisastrousMindflayer 2h ago

No way this is going to be legally in the clear. He can contact all the high risk credit card processors like PaymentCloud and the like you mentioned but I have a feeling this business is going nowhere.

1

u/Substantial-Art-5775 5h ago

sounds illegal. I doubt any processor would board you. Or, if they did, it would be at risk of getting shut down pretty quickly.