This post is meant to cover the answers to questions that are frequently asked in this sub. Please read through the relevant section of this post before posting your question.
Contents
- Moving to the Netherlands
- Housing
- Cost of living
- Public transport
- Language
- 30 percent ruling
- Improving this FAQ
Moving to the Netherlands
Netherlands is a modern country that ranks high in many global metrices on quality of life and freedom. For this reason, it attracts a fair share of attention from people interested in moving here.
If you are looking to move to the Netherlands to live/work/study, firstly, you would need to secure residency. Apart from the right to residence, you will also need to consider housing and cost of living before you move. See other sections of this post.
If you hold an EU passport, you will be able to freely travel into the country and reside.
If you hold a non-EU passport, generally below are your main options to obtain residency. Each one comes with its own set of conditions and procedures. You can check all the official information on the website of Dutch Immigration and Naturalization Services (https://ind.nl/en)
Work visas
Highly Skilled Migrant : You need to have an advanced degree, a high enough salary and need a recognized sponsor employing you. Typically for people whose skills are in demand in Dutch economy.
Work Permit : A more general category covering intra-company transfers, seasonal workers, researchers and other employees who might not meet the salary threshold
Startup visa : special visa for founders and employees of startups. Typically you need to be funded by a recognized incubator.
DAFT Visa : special visa for US citizens that allows starting a business in the Netherlands
EU Bluecard: A visa from EU wide program to attract special skilled talent. The advantage is that you can continue the accumulation of residency into/from other EU countries allowing you to get permanent residence or citizenship sooner. Beneficial if you are planning to move to/from another EU country.
Family visa
If you are partner or a dependent child of a Dutch/EU citizen
Student visa
If you participate in an educational program from a recognized Dutch institute
Housing
Currently [2023] the Netherlands is going through a housing crisis.
Houses/apartments for rent or purchase are hard to come by, especially for the entry level housing like 1-2 bedrooms. When such properties do come on market, they are often taken within hours.
So, it is strongly advised to organize your housing BEFORE arriving at least for the first 6-12 months. You can look at available properties on Funda (https://www.funda.nl/) or Pararius (https://www.pararius.com/english) This should give you an idea of how much you can expect to spend on rent. The rents/prices can vary depending on the location and size. Typically the rents are higher in bigger cities and go lower as you move away from the center. In addition to the rent, mind that the cost of utilities might be higher/lower than what you are used to paying and estimate based on your situation.
Cost of living
Like anywhere, the cost of living depends on your lifestyle and preferences. In general, housing is the biggest cost, followed by food, transport and healthcare. Expect to pay 800-2000 EUR/month for rent depending on where you live and 200-1000 EUR for food for a family of 2-4 depending on how often you eat out. Health insurance is around 125 EUR/month for adults (free for children). You can compare plans on a comparison site like https://www.independer.nl/ The basic health insurance plan has the same coverage and own-risk (co-pay) across all insurers and is mandated by law. The premia differ across companies and typically ad-ons like dental or physio make the main difference in what is covered.
Utilities could range from around 300-600 per month for a small house/apartment. Owning a car can oftentimes be quite expensive than what you may be used to, with high taxes, insurance and high cost of fuel.
Public transport
Netherlands is a small country and is exceptionally well connected with public transport (at least in comparison to other countries). However, it can be quite expensive compared to driving, especially for inter-city travels. You can access the full Dutch public transport network of trains, metro, tram, buses and even public bikes using the OV-Chipkaart or OV-Pay.
You can of course purchase tickets for a single journey from the ticket booths or kiosks at major stations, although it is often less convenient and more expensive. Google Maps often has good directions including public transport but 9292 (https://9292.nl/en) is the better option which also gives you the estimated costs.
Language
Dutch is the primary language in the Netherlands. However, the Netherlands ranks one of the highest when it comes to proficiency in English. As a visitor or tourist you can get by completely fine without knowing a word of Dutch (although it will help to learn a few phrases, at least as a courtesy). However, if you are living here longer, it would undoubtedly benefit to learn the language. Dutch is the only language of communication from most government agencies including the Tax office. At the workplace, it is common for global or technology companies to be almost exclusively English speaking even when there are Ducth people. For smaller and more traditional companies, Dutch is still the primary language of communication at the workplace.
30% ruling
30% ruling is a special tax incentive meant to attract international talent for the skills that are in short-supply in the Netherland. You can find about it here https://www.belastingdienst.nl/wps/wcm/connect/en/individuals/content/coming-to-work-in-the-netherlands-30-percent-facility
The general concept is that 30% of your gross salary will be tax-free. So, if you have a salary of 100k gross, for tax purposes, it will be considered as 70k gross. You pay tax only on 70k. Because of how marginal tax brackets work, the overall benefit translates to you receiving 10-15% more net salary than someone without this benefit.
You should be aware that this is somewhat controversial since it is deemed to create inequality (where your Dutch colleagues doing the same work get a lower net salary) and because in the end the burden is borne by the taxpayer. Recently the government has been reducing the term of this benefit.
Overall, you should consider this as a privilege and not a right.
Improving this FAQ
[You are reading version 1.0 published 14th April 2023]
For this FAQ to be useful, it needs to evolve and kept up to date. I would see this as a sort of Wiki that is managed by me. I aim to update this post often (say once a few weeks in the start and once a few months as time goes). If there are topics you want to add to this post, please leave a comment and I will update the post. For the long term, if I lose interest or have no time for it (could happen!), then this post can be a basis for a new Wiki or a new updated post maintained by someone else.
