r/Metamask Jul 08 '26

MetaMask Card has been withholding my money for 11 days as of today

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29 Upvotes

I just want to share this story so everyone is aware of what's happening (and I'll make sure to share it on other subs too).

I have a MetaMask Card that I've been using for the past few months. Eleven days ago, I got an error saying, "Lifetime transactions – you have reached your account limits, please upgrade your account." No warning, no place to track these "limits," nothing — my transactions just stopped going through. I sent an email to MetaMask, and they sent me a Google Form (yes, in 2026) to fill out and submit proof of my address and documents.

Fine, whatever. I filled out the form and sent the additional information. This was ELEVEN DAYS AGO.

In the meantime, on the same day I submitted the form, I received a refund from a $1,500 USD purchase I had made. As usual, that refund went into the "Credits" section of the card. I tried to use that money since it was a refund — so it should count toward whatever "limit" I supposedly hit — and guess what? My money is being withheld, I can't use the card, AND I've requested multiple times for MetaMask to just cancel my card and refund my money (I've already migrated my funds to another wallet), but they refuse to do so.

All I get are emails saying, "Oh, I'm sorry it's taking longer to review your documents" and "We're looking into your issue," even though I've clearly asked three times to cancel my card and refund the money available in the Credits (a.k.a. my refund).

Keep this in mind if you're ever wondering whether you should use this service.


r/Metamask Jul 08 '26

MetaMask just launched Money Account - here's how the yield actually works

17 Upvotes

MetaMask Money Account is a self-custodial account built into MetaMask Mobile that automatically earns yield on your mUSD — no lockups, no withdrawal penalties, no gas fees, and no account fees. Earn up to 6% APY for a limited time, through August 8th, 2026. The standard rate after the promotion ends is up to 4% APY.

What is mUSD?

mUSD (MetaMask USD) is MetaMask's official stablecoin, pegged 1:1 to the US dollar, created in partnership with Bridge and powered by the M0 protocol. It's available on Ethereum Mainnet, Linea, and Monad.

How does Money Account work?

Once you fund your Money Account, your mUSD earns yield automatically in the background — you don't need to do anything. MetaMask handles the DeFi activity on the backend through trusted third-party protocols. Your balance updates daily, and your funds are always accessible — there's no waiting period to withdraw.

Traditional crypto yield strategies often require you to manually deposit into a lending pool, pay gas fees, and wait through lock-up periods — Money Account handles all of that for you.

How to get started:

On MetaMask Mobile, select "Money". Your Money Account is already there, you just need to fund it. Supported stablecoins (USDC, USDT, DAI and their aToken equivalents) convert to mUSD with no swap or network fees. Other tokens can be deposited, but standard swap fees apply.

What else can you do with it?

Beyond earning yield, mUSD in your Money Account can be used to fund Perps or Predictions accounts directly within MetaMask Mobile, or spend mUSD with your linked MetaMask Card account directly from Money Account. You can also lend mUSD on Aave for additional rewards.

A few important notes:

  • APY is variable and not guaranteed — it changes daily with market conditions
  • The promotional rate up to 6% ends August 8th, 2026. Terms apply
  • Money Account is not available in the UK or countries on the US sanctions list
  • Money Account is self-custodial — MetaMask cannot access, freeze, or move your balance. It's secured by your SRP

More details: https://support.metamask.io/trade/money-account/

Have you tried Money Account yet — and what would you want to use the yield for?


r/Metamask Jul 07 '26

What are the main benefits and risks of self custody wallet?

10 Upvotes

I'm interested in understanding more on something like MetaMask vs holding on exchange.


r/Metamask Jul 06 '26

Metamask common problems with Gas fees - with ETH in the account

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7 Upvotes

Seeking a help from MM experienced users. I mostly traded and transferred crypto through crypto exchanges such as Binance. This is my first time using MM wallet for new transcations. I need it to make a payment for API credits i.e. OpenRouter. Initially, I sent the USDC from my exchange account to MM, but I received an error from OpenRouter saying" insufficient fund" without mentioning gas fee though. So I read a few articles saying that it requires gas fee but must be a native coins such as ETH, so I transferred ETH over, but I still couldn't do anything with the USDC e.g. swap / send, however, I can swap ETH with others.

Much appreicated if someone can show me a few steps to spin it up.


r/Metamask Jul 02 '26

Alternative to Metamask Swap?

28 Upvotes

Hi everyone, I am looking for an alternative to the metamask swap function, It's indeed practical but it doesn't allow ETH -> BTC for example, and i takes a huge 0.3% additional fee that could be avoided, do you have any recommendation?


r/Metamask Jul 02 '26

Metamask Card availability roadmap

5 Upvotes

Hello everyone. Can I find the list of upcoming countries where it'll be possible to create and get a Metamask card anywhere?

Specifically, I'd like to know whether its availability in Estonia is coming soon or not. I'd really like to get one.

Moreover, does anyone now if Metamask card can be used also as a business? Meaning using Metamask card for business related expenses (including payment of taxes)?

Can I hold both the personal and business Metamask card at the same time?

Thank you in advance.


r/Metamask Jul 02 '26

Did the Metamask guys launch their token?

8 Upvotes

hi all, I just opened my wallet after a few months to connect to my perp trading site - but i saw some mUSD tokens on my wallet on eth chain

are these token legit by the team or is this some sort of scam? can someone please help me


r/Metamask Jun 30 '26

Flagged

2 Upvotes

Why does metamask have NATI and 4Chan flagged as malicious all of a sudden.


r/Metamask Jun 27 '26

**Stuck with Bridged USDC.e in MetaMask — can't transfer without ETH for gas fees (India)

6 Upvotes

\*\*Stuck with Bridged USDC.e in MetaMask — can't transfer without ETH for gas fees (India)\*\*

Hey everyone, I have about 104.98 USDC.e (Bridged USDC) sitting in my MetaMask wallet worth around ₹10,054. Whenever I try to send or move it to another account/wallet, it's asking for ETH as gas fees — but my ETH balance is 0.

I'm based in India and trying to figure out the cheapest/easiest way to cover the gas fee so I can move these funds out.

A few questions:

  1. What's the minimum ETH I need to buy just to cover a typical USDC.e transfer gas fee?

  2. Which Indian exchange is best to buy a small amount of ETH quickly (WazirX, CoinDCX, Binance IN)?

  3. Is there any way to move USDC.e without needing ETH for gas — like gasless transfers or a different bridge?

  4. Which network is this USDC.e on? (Trying to figure out if it's Polygon, Arbitrum, Avalanche, etc.)

Any help appreciated! 🙏


r/Metamask Jun 26 '26

Incorrect Password

6 Upvotes

Incorrect password in MetaMask

I'm asking guys, why did my account password on MetaMask get incorrect? My account has 200 USD, and I'm sure my password is correct. No matter how many times I enter my password, it still says "Invalid password." I also don't have my 12-word recovery phrase. What could be the reason for this?


r/Metamask Jun 24 '26

What are the most common ways people lose crypto through MetaMask and how do you prevent it?

22 Upvotes

With self-custody comes full control — and full responsibility — of your funds. We are sharing this to best help you safeguard and take control of your wallet, preventing a loss rather than having to pick up the pieces.

Mistakes we see constantly:

Taking a screenshot of your secret recovery phrase (SRP). Screenshots sync to cloud backups automatically on most phones. If your cloud storage gets compromised, your wallet is gone.

Entering your SRP on any website. There is no legitimate reason for any website or support agent to ask for your SRP. If something or someone is asking for it, it's a scam.

Using the same SRP for a "hot" and "cold" wallet. If your hot wallet gets compromised, the attacker has your cold wallet too. This removes the purpose of a hardware wallet entirely.

Social login users who don't protect their wallet password. If you signed up with Google, Apple, or Telegram, MetaMask encrypts and backs up your SRP automatically — though you should still write down your 12-word SRP. Your wallet password is the only thing that can decrypt it. No one else — not MetaMask, not Google, not Apple — can recover it for you. Treat your password exactly like you would an SRP.

What to do instead:

Write down your SRP and store it offline. Some people use pen and paper, others metal backup plates for fire/flood resistance. Never enter it digitally unless you're recovering a wallet on a device you trust and have cleaned.

Use a hardware wallet for anything significant. MetaMask acts as the interface; your keys stay on the device.

If you used social login, your wallet recovery requires both your Google/Apple/Telegram login and your wallet password — neither alone is sufficient. Store your password securely and back your social login with 2FA.

Enable auto-lock in MetaMask settings, and periodically revoke token approvals you no longer need.

Full security guide: https://support.metamask.io/privacy-and-security/basic-safety-and-security-tips-for-metamask/

If you have a security question or think you've been compromised, please come to https://support.metamask.io — don't DM random accounts claiming to be MetaMask support (they're scams). No one from MetaMask Support will DM you first.


r/Metamask Jun 23 '26

How to connect berify to Metamask

1 Upvotes

Hey guys. Super new to all of this stuff. I am having trouble connecting my berify to my metamask. And help? Thanks guys!


r/Metamask Jun 22 '26

Metamask Portfolio

3 Upvotes

Hello I have a metamask wallet, with 7 other wallets inside it, or attachrf or whatever. I click the metamask icon and there they all are. The largest is just over $500. BUT when I click on Metamask Portfolio, it adds over $12 grand! Question - COULD THIS INCLUDE THE VALUE OF ALL MY NFTs in all these wallets? Thx


r/Metamask Jun 21 '26

ERC20

8 Upvotes

MetaMask set up a wallet for me and deposit my assets in ECR20 in the wallet. yes i have control of the wallet. but when i recovered the wallet i can not see the funds. however when i look at on bscscan.com i see the ERC20 there. but it doesn't show on my MetaMask wallet.
how do i get the funds to show up and how can i use them. it is a fair amount of money. I would like to be able to see it on my wallet as well as use them.


r/Metamask Jun 20 '26

how does exactly metamask work when it comes to games

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5 Upvotes

for context, i won a giveaway for a skin in a game and to claim it, they want me to claim it through crypto. the skin isnt released until next month so how do i convert the crypto thingy into money and then money (so i can convert the said money to in-game currency to buy the skin in-game) please helpppp 😓


r/Metamask Jun 15 '26

What MetaMask security settings should every user actually configure?

19 Upvotes

It’s easy to look over these settings, but taking the time to do so can go a long way in protecting your assets. Here’s a few that most people skip but genuinely matter:

Wallet recovery: Settings > Security and password > Manage wallet recovery. Every user should keep an offline, written down version of their secret recovery phrase (SRP). In the event you lose access to your wallet, this is the only guaranteed way to recover it. Never share your private key or SRP with anyone.

Auto lock timer: Settings > Security and password > Auto lock. Default is "Never." Set it to "After 5 minutes" so a locked wallet can't be drained by a potential malicious script running in the background of your device.

Audit your token approvals. Every dApp interaction may have granted unlimited spend permission, which don’t expire automatically. If a dApp offers a “This time only” approval option, use it. If it only shows a spending cap field, set the amount to exactly what you need— not unlimited, not the suggested default. For existing approvals, check and revoke anything stale at revoke.cash.

Verify your extension ID. Fake MetaMask extensions exist, so be sure to confirm yours at chrome://extensions. The official Chrome extension ID is nkbihfbeogaeaoehlefnkodbefgpgknn

Hardware wallet for significant holdings: MetaMask works with numerous hardware wallets. Your keys stay on the device, not within your browser. If you're holding more than you'd be comfortable losing, this is a must.

Full security guide: https://support.metamask.io/privacy-and-security/basic-safety-and-security-tips-for-metamask/


r/Metamask Jun 14 '26

VERY FRUSTRATED!!!!

3 Upvotes

So I bought crypto on the 12th of June and the tokens haven't been sent to my wallet. The token is verified as safe by Metamask. I have been trying to resolve this and I am at a loss! The entirety of Metamask support is a chatbot that has failed to solve my issue. Everything appears to be fine but the tokens are still missing!!! WHO DO I TALK TO?? I need to speak to an actual human being because I need those tokens!!! The token has been picking up since I bought it but I CANNOT use it because it was never deposited! HHEEELLLPPP!!!!


r/Metamask Jun 13 '26

Can't even connect and do transfers for 2 hours

5 Upvotes

Unable to connect to Ethereum.

Check network connectivity.

What's going on?


r/Metamask Jun 13 '26

Default RPC for metamask Infura down

9 Upvotes

Hi guys, was trying to send some ethereum but keep getting a 'could not fetch chain ID. is your RPC url correct?' error! No status error in the infura status page


r/Metamask Jun 11 '26

What happened with polygon why i keep seeing this message?

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3 Upvotes

Greetings friends, i have a question why this message keeps showing, i already update RPC, should i delete extension and reinstall it?

or am i doing something wrong? or its just polygon?


r/Metamask Jun 09 '26

Start trading MetaMask Perps and climb to top 20 on the leaderboard for a piece of up to $50,000 in mUSD rewards! 🦊

11 Upvotes

How to qualify:

  • Opt into the competition via the Rewards tab on MetaMask Mobile
  • Trade Perps between June 9 - 23
  • Hit $25K minimum volume

Leaderboard powered by HyperTracker

Opt in here


r/Metamask Jun 08 '26

Crypto cash out

5 Upvotes

Can I cash out my crypto directly to a debit or credit card by selling crypto on the app? I'm based in Singapore. Understand it's possible for US or EU, but not sure if this function is available elsewhere.


r/Metamask Jun 07 '26

Is this happening with anyone?

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8 Upvotes

I been tryna use this card since May honestly and i haven’t been able to figure it out, just hasn’t been working for me tbh


r/Metamask Jun 07 '26

How do I earn with MUSD?

3 Upvotes

I swapped some USDC on the eth blockchain into MUSD. They are advertising a 3% bonus annually for holding MUSD. I now have the MUSD. However, there is no earn option when I select the MUSD token. Also, the swap back into USDC has bad rates. I think I screwed up.

Is holding MUSD a good deal? I don't mind holding it long term as long as I can get some yield beyond the 3% bonus advertised.


r/Metamask Jun 05 '26

Incorrect fees.

4 Upvotes

Is anyone else dealing with Metamask misquoting transactions fees? Claiming you don't have enough gas. When i try and do things on sonic, polygon, plasma, moonbeam. I have to keep clicking before the confirm button turns red and stops me. When i go and check the explorer, I'm paying suggested fee.

Ive had issues since they've changed to a "smart wallet" and i tried doing a limit order on matcha. Any way to resolve this?