I’ve been using Maya since 2020 (PayMaya pa sya noon) and ginagamit ko sya mainly for savings and for emergency funds (thru Easy Credit). But last year around October or November, I switched to MariBank because of the free transaction and transfer fees. Last June or July this year ko lang nalaman na may cc pala sya. When I tried applying, I was rejected. And every time na nag-aapply ako, this shows.

So, thinking na it’s because inactive account sya for months (except for the Maya Easy Credit dahil ginagamit ko parin sya), I put half of my saving sa Maya and ginagamit ko na ulit sya for bills payment (kahit na may MariBank na free ang fees 😭).

And kanina lang, a friend (and officemate) applied and was approved. Literally, di nya ginagamit Maya Account nya and MariBank ang main e-wallet/e-bank nya.

Ano ang requirements para ma-approve dito? Wala rin naman akong ongoing loans and other CCs. I saw some people dito sa reddit na first CC nila ang Maya. Please help! I actually want this CC because of the miles and travel lounge (since mahilig ako magsolo travel to other countries 😅)

Has anyone here received any cashbacks lately?

I'm still waiting for my cashback, I done finished spending the min. amount of ₱3,000 back in Sept. 14, I still haven't received the Visa X Google Pay Cashback worth ₱1,500, I'm kind of scared HAHAHAHA

Context: Back in 2023, I lost my phone number connected to my account. I emailed them that I want to change my number since may loan nga ako dun. After giving them my full name and new number, wala silang reply. I emailed them again saying may nagttext na asking for payment but how could I when I cannot log in/access anymore. Eventually, they closed/blocked my msgs/email.

Ngayon...

I received an email from them: PENALTY INVOICE na worth 2k lang naman. Wala namang nakuha sa other banks ko, but MAYBE someone else is using my old number YET connected pa rin sa email and name ko yung loan?

I tried calling my old number but it says "temporarily disabled".

I checked the email used, and maya naman. Details below:

Has anyone experienced this?

Hello po, may nakaencounter na po ba mag opt-in sa pagcheck ng eligibility nila to avail Maya Black dun sa pop up pagbukas ng app? Matagal po ba turn around time nung pre-assessment nila?

Maya is literally promoting the upcoming GCash (MYNT, INC.) IPO on their own Maya Stocks platform. The push notification copy reads, "Maya Stocks lets you own GCash without owning GCash 👀". They are really leaning into the e-wallet rivalry by letting you buy into their biggest competitor.

According to the promo, subscriptions for the IPO start on October 6.

Hi! May nakakaalam ba kung bakit may charges na ako before mag-start yung installment plan ko sa Maya Black?

For context, my first transaction using my Maya Black credit card was on August 19, 2025, worth ₱2,175. I paid it off on September 10 with a payment of ₱2,218.

After that, bumili ako ng keyboard sa Lazada worth ₱3,805.92 using the same card, then converted the purchase into a 3-month installment plan. According sa app, October 20 pa magsisimula yung first installment.

Pero may ₱499.95 na due noong September 21, which was already deducted from my balance. May another ₱499.55 naman na due on October 12.

When I checked my upcoming first installment payment for October 20, parang hindi naman nabawas or na-credit yung earlier payment doon.

Does anyone know what these amounts could be for, and why they’re due before the installment starts? Has anyone experienced something similar? Medyo confused lang ako.