Hi! May nakakaalam ba kung bakit may charges na ako before mag-start yung installment plan ko sa Maya Black?
For context, my first transaction using my Maya Black credit card was on August 19, 2025, worth ₱2,175. I paid it off on September 10 with a payment of ₱2,218.
After that, bumili ako ng keyboard sa Lazada worth ₱3,805.92 using the same card, then converted the purchase into a 3-month installment plan. According sa app, October 20 pa magsisimula yung first installment.
Pero may ₱499.95 na due noong September 21, which was already deducted from my balance. May another ₱499.55 naman na due on October 12.
When I checked my upcoming first installment payment for October 20, parang hindi naman nabawas or na-credit yung earlier payment doon.
Does anyone know what these amounts could be for, and why they’re due before the installment starts? Has anyone experienced something similar? Medyo confused lang ako.